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This charming residence offers a cozy, mid century inspired oasis just minutes to the center of historic Rhinebeck Village and all it has to offer. Boasting three generous bedrooms, a spacious living room and eat in kitchen - this home has a wonderful, easy flow and is flooded with sunshine. Unwind in the stylish living room or enjoy the peaceful, green backyard haven. Downstairs, the partially finished basement offers ample space for an additional playroom or workspace, laundry room and mechanical/storage room. There have been myriad recent upgrades made, namely new heating and cooling systems, new electrical panel , water heater, well pump, and insulation in the basement and attic as well as decorative upgrades in the living spaces for years of stress free homeownership. The home is well located just a few miles from the Rhinecliff Amtrak station and 20 minutes to the Metro North Station in Poughkeepsie for easy access in and out of the city, while still in the middle of the best the Hudson Valley has to offer. The Village of Rhinebeck is celebrated for its historic relevance, beautiful architecture, abundance of restaurants, eclectic shops and scenic attractions. Take your place in the easy wholesome living of this vibrant community.
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Our Executive Mortgage Banker:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $381 | $381 | $381 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,084 | $2,171 | $2,842 |
| Total Monthly Payment | $2,540 | $2,627 | $3,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.