4018 RETFORD Drive, Jacksonville, FL, 32225 | $645,000

OPEN HOUSE TODAY CANCELLED - $15, 000 SELLER CONCESSIONS AVAILABLE AT ASK PRICE. 1% LOAN AMOUNT LENDER CREDIT AVAILABLE. Welcome Home to 4018 Retford Dr--an inviting single-story pool home in Hidden Hills offering 4 bedrooms, 2 bathrooms, and 2, 311 sq ft of comfortable living space. Step inside to vaulted ceilings and a welcoming foyer that opens into bright living areas built for everyday comfort and entertaining. The home features a cozy wood-burning fireplace and a wet bar, plus a separate dining area that's perfect for hosting dinners or holiday gatherings. The kitchen has great flow with an island and extensive modern updates.

The split-bedroom layout provides privacy, and the primary suite is a true retreat with direct access and views to the screened patio/pool area--wake up to backyard light and step outside with ease. The primary bathroom features a large tile shower and plenty of space for a couple. Out back, enjoy Florida living at its best: a screened enclosure, in-ground pool, and a hot tub for relaxing evenings and weekend fun. A front porch and 2-car attached garage complete the package. Hidden Hills is known for its gated, wooded setting with a uniquely "tucked-away" feel, while still being close to everything--about 8 miles to the beaches/Mayport, ~10 miles to St. Johns Town Center, and ~12 miles to Downtown Jacksonville. Plus, golf lovers will appreciate having Hidden Hills Golf Club nearby, known for its rolling terrain and distinctive course design. LENDER INCENTIVE AVAILABLE: Eligible buyers who obtain financing from preferred lender may receive a lender credit equal to 1% of the loan amount, up to $7, 500, to be applied to allowable closing costs, prepaid items, and/or interest-rate buydown. Use of the preferred lender is optional. Not a commitment to lend; terms subject to change by lender.

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Unit, Lower Level
  • Style: Ranch, Traditional
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,311
  • Acreage: 0.35
  • Est. Taxes: $7,913
  • HOA Fee: $116 Monthly
  • Pool: In Ground, Screen Enclosure
  • Appliances: Dishwasher, Double Oven, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2133313
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/2133313/4018retforddrive_jacksonville_fl?source=qrflyer
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Listing courtesy of COLDWELL BANKER ANABASIS REALTY

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4018 RETFORD Drive, Jacksonville, FL, 32225

$645,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $516,000 $516,000 $516,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.545% 5.900%
Monthly Tax Payment $659 $659 $659
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,094 $3,219 $4,250
Total Monthly Payment $3,845 $3,970 $5,001

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.