5226 ISLAND VIEW CIRCLE N, Polk City, FL, 33868 | $250,000

Class A motorhome owners—this is the waterfront property you’ve been waiting for in the highly sought-after gated community of Mount Olive Shores. This beautifully maintained Palm Harbor home offers 1, 536 square feet of comfortable living space and is thoughtfully designed for the ultimate motorcoach lifestyle.

Designed with RV enthusiasts in mind, the property features an oversized 15’ x 60’ RV port, providing ample room for large motorhomes while allowing plenty of space to fully extend multiple slide-outs with ease. The covered port offers convenient access to the home and excellent protection from the Florida sun and weather.

Recent improvements provide valuable peace of mind, including a brand-new metal roof and fully updated anchoring system, along with a Foundation Certification Letter verifying the home’s structural integrity. The home also features a new A/C system installed in 2016.

Inside, you’ll find two bedrooms, two full bathrooms, a dedicated laundry room, and a bright open living area featuring a combination of carpet and luxury vinyl flooring. Above the workshop is a second-floor bonus room, ideal for a home office, hobby room, guest retreat, or additional storage.

This waterfront property offers multiple places to enjoy tranquil water views. The spacious Florida Room overlooks the water and features a convenient built-in Murphy bed, providing flexible space for visiting guests while still functioning as an inviting sitting area. Just outside, the waterfront lanai offers the perfect place to relax, entertain, and take in the peaceful scenery.

Mount Olive Shores is a premier gated Class A motorhome community offering exceptional amenities. Residents now enjoy a brand-new 5, 000-square-foot heated and cooled Community Center featuring a full kitchen, regulation pool and shuffleboard tables, arcade games, card room, library, vending area, and a covered BBQ lanai. A vibrant social calendar including bingo, karaoke, holiday celebrations, potluck dinners, and community gatherings creates a welcoming and active lifestyle.

Conveniently located just minutes from I-4, residents enjoy easy access to Orlando and Tampa, world-class theme parks, shopping, dining, major medical facilities, and Florida’s beautiful beaches.

The annual HOA fee includes lawn maintenance and common area care, supporting a low-maintenance lifestyle. Deed restrictions require ownership or lease of a Class A motorhome the first year of residency.

Waterfront properties with full RV port accommodations in Mount Olive Shores are rarely available. Don’t miss the opportunity to secure your place in one of Central Florida’s most desirable motorcoach communities.

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 1997
  • Garage: RV Carport
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,536
  • Acreage: 0.19
  • Est. Taxes: $2,818
  • HOA Fee: $1,205 Annually
  • Pet Policy: Yes
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: P4937680
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/P4937680/5226islandviewcirclen_polkcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 7:32:09 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 863-294-7541

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5226 ISLAND VIEW CIRCLE N, Polk City, FL, 33868

$250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $235 $235 $235
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,151 $1,281 $1,661
Total Monthly Payment $1,461 $1,591 $1,971

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.