3032 Sandpiper Bay CIR, Naples, FL, 34112 | $257,000

Don’t miss this opportunity to own in the highly desirable Naples Sandpiper Bay Club — a beautifully maintained, amenity-rich community just a short bike ride to Downtown Naples and approximately two miles from the sugar-sand beaches and Gulf waters.
This first-floor condo offers unmatched convenience and is the only first-floor unit currently available. Enjoy peace of mind with well-maintained buildings, including roofs replaced in 2019 and recently refreshed exteriors featuring soft contemporary tones, white trim, and updated lighting.
Residents enjoy an active, resort-style lifestyle with two large heated pools surrounded by expanded paver decks, updated lounge furnishings, and remodeled restrooms. The clubhouse features a full kitchen, function room, and big-screen TV, while the vibrant social calendar includes daily water aerobics, cards, crafts, bingo, men’s golf outings, and even country line dancing.
For boating enthusiasts, the community offers direct Gulf access with no bridges and boat docks available through association transfer. Bicycle storage racks make it easy to ride to nearby favorites like Fifth Avenue South, Third Street South, Tin City, Naples Bay Resort & Marina, and Bayfront Naples — all just minutes away.
Offering exceptional value, prime location, and true Naples lifestyle living, this condo is priced to sell. Where convenience, community, and coastal charm come together.

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Clubhouse,Community Pool,Internet Access
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: NAPLES SANDPIPER BAY CLUB
  • Development: NAPLES SANDPIPER BAY CLUB
  • Year Built: 1987
  • Common Charge: $2,175 Quarterly
  • Approx Sq. Feet: 1,100
  • Est. Taxes: $1,656
  • Lot Desc: Other
  • View: Preserve
  • Community Type: Boating,Non-Gated
  • Pet Policy: With Approval
  • MLS#: 226009282
  • Website: https://www.raveis.com
    /prop/226009282/3032sandpiperbaycir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Co.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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3032 Sandpiper Bay CIR, Naples, FL, 34112

$257,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $205,600 $205,600 $205,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment $138 $138 $138
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,216 $1,266 $1,666
Total Monthly Payment $1,429 $1,479 $1,879

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.