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If you need space, this is the one! 4 bedrooms + 2. 5 bathrooms + 2 living rooms + designated office space! Located in the highly desirable neighborhood of Oak Creek with amenities GALORE and an extremely low HOA fee, this beautiful 2013 built home is ready for its new owners. This is a NON-flood zone with NO flood insurance required! A charming front porch and lush landscaping gives quaintness and privacy upon walking up to the front door. Soaring 18 foot ceilings and tons of natural lighting greets you as you enter this beautiful and well-kept home. Downstairs features multiple living spaces, dining areas, and a fully stocked kitchen with 2 pantries, stainless steel appliances, cherry cabinets, lots of countertop space, and a breakfast bar. Upstairs, there are Hurricane IMPACT windows on the entire second floor! This gives a sense of peace and protection during storms and is a huge insurance savings. This floorplan was built for families in mind, with all 4 bedrooms on the second floor for ultimate convenience. The primary bedroom features a spacious en suite bathroom with double vanities, a walk in shower, a cozy garden tub for relaxing and TWO large walk in closets! All 3 guest bedrooms are of ample size with plenty of closet storage, and have easy access to the second full bathroom. There is a small loft on the second floor that is perfect for an office space or reading nook. The laundry room in this home is sizeable with multiple storage racks and a utility sink. Out back, a spacious covered patio with an above ground hot tub sits right off of the living room, and an additional expansive pavered patio extends into the fully fenced yard! This sought after community offers an exceptional amenity center including a resort style pool, splash pad, pool slide, hot tub, cabanas, a fire pit, playground, gym, and a clubhouse for events. In addition, there is a dog park, basketball court, and additional playground just a few doors down from this property. This move-in ready home is centrally located near tons of shops, restaurants, grocery stores, and schools, and has very quick and easy access to both I-75 and the Selmon Expressway. This is a wonderful home in a truly amazing community! NO rental restrictions in this section of the community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $368,000 | $368,000 | $368,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $652 | $652 | $652 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,206 | $2,296 | $3,056 |
| Total Monthly Payment | $2,933 | $3,023 | $3,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.