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4835 PURITAN CIRCLE, #121, Tampa, FL, 33617 | $169,900
PRICE IMPROVEMENT - Tenant in place through February 1, 2027, with income from day one. This updated 1-bedroom, 1-bath condo with a loft in the gated River Oaks community is a solid opportunity for investors who want reliable cash flow and long-term stability. The current lease is already in place, which removes the cost and stress of marketing, screening, and vacancy. You start earning immediately, and you gain a well-maintained property with future flexibility once the lease ends.
Inside, the condo has been updated throughout with new flooring, new cabinetry, and premium quartz countertops. The kitchen and bathroom feature modern finishes. The bathroom includes a brand-new walk-in shower, updated cabinetry with quartz counters, night lighting, and a built-in Bluetooth speaker. A real wood-burning fireplace adds character to the living area. The screened patio with a private storage room offers a quiet outdoor space. The loft upstairs is a flexible bonus area that works well as an office, guest space, or additional sleeping area. A new air conditioning system was installed in September 2025 for added peace of mind.
River Oaks is a gated community with a 24-hour guard and secure barcode access. Amenities include two swimming pools, a clubhouse, tennis courts, a sauna, and direct access to the Hillsborough River with an on-site dock and seating area. Reserved covered parking is included, and the community is pet friendly.
This property offers a dependable tenant, updated interiors, strong community amenities, and built-in income. It is a smart addition to any portfolio and a great option for investors who want predictable returns with the flexibility to use the property personally in the future.
Features
- Heating: Central
- Cooling: Central Air
- Levels: 2
- Rooms: 5
- Bedrooms: 1
- Baths: 1 full
- Laundry: Laundry Closet
- Complex: RIVER OAKS CONDO I
- Year Built: 1981
- Approx Sq. Feet: 975
- Acreage: 0.01
- Est. Taxes: $2,149
- View: Trees/Woods
- Elem. School: Robles-HB
- Middle School: Greco-HB
- High School: King-HB
- Pet Policy: Yes
- Appliances: Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8478445
- Days on Market: 22 days
- Website: https://www.raveis.com
/prop/TB8478445/4835puritancircle_tampa_fl?source=qrflyer
Listing courtesy of ALIGN RIGHT REALTY RIVERVIEW Phone: 813-563-5995
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4835 PURITAN CIRCLE, #121, Tampa, FL, 33617
$169,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $135,920 | $135,920 | $135,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $179 | $179 | $179 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $826 | $858 | $1,129 |
| Total Monthly Payment | $1,080 | $1,112 | $1,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388