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Stylish loft-style condo available in highly sought-after North Smithfield, RI. This lovely third-level unit, located on the highest floor of the building with no one above, offers two bedrooms and one full bathroom across two spacious levels. Lovely view overlooking the grounds and community garden. Featuring incredibly high ceilings throughout, the home delivers an open and airy feel with abundant natural light. Beautiful hardwood flooring enhances the main living areas, while the kitchen is equipped with stainless steel appliances for a modern touch. Brand new rugs have been installed, newer HVAC system, and new 50 gallon hot water heater. The unique loft design provides flexible living space perfect for relaxing, entertaining, or working from home. 2 assigned outdoor parking adds everyday convenience. Along with a storage unit that comes with its own deed, a rare find! Situated in a desirable and well-maintained condo complex, this property offers low-maintenance living at its best. Common areas include a stunning rooftop deck, library, game room, gym, and even more. Enjoy an amazing location with quick access to Route 146, Route 295, and I-95, plus nearby restaurants, shopping, and amenities. Don't miss out on this exceptional opportunity in North Smithfield.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $374 | $374 | $374 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,892 | $1,996 | $2,614 |
| Total Monthly Payment | $2,341 | $2,445 | $3,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.