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Welcome home to this beautifully updated brick ranch that proves you don't have to break the bank to live in style. Every inch of this three-bedroom, two-bathroom gem has been thoughtfully refreshed, delivering modern comfort in a classic Lowcountry package. Step inside and you'll immediately notice the new luxury vinyl plank flooring flowing seamlessly throughout the home, creating a cohesive and contemporary feel. The kitchen steals the show with brand-new cabinetry, stunning quartz countertops, and new appliances that make cooking feel less like a chore and more like a joy. A fresh coat of paint ties everything together, giving the entire home that move-in-ready glow buyers dream about. At just under twelve hundred square feet, this home delivers a smart, efficient layout that maximizes every room without wasting space. The cozy footprint also means lower utility bills and less maintenance, leaving you more time and money to enjoy life. Location is where this property truly shines. Nestled in a welcoming neighborhood just minutes from downtown Ridgeland, you'll have easy access to local favorites like the Jasper County Farmers Market, Fiddlers Seafood Restaurant, and Eats and Sweets. Whether you're picking up fresh produce on a Saturday morning or grabbing dinner with friends, everything you need is practically at your doorstep. For buyers seeking an affordable, updated home in a fantastic community with small-town charm and big-time convenience, this one deserves a serious look. Schedule your showing today before someone else claims the keys.
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Our Executive Mortgage Banker:
$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $223,920 | $223,920 | $223,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,379 | $1,414 | $1,859 |
| Total Monthly Payment | $1,454 | $1,489 | $1,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.