4955 PEPPER CIRCLE, #B106, Naples, FL, 34113 | $264,900

Perfectly positioned within the desirable community of Pepperwood and lovingly maintained by its original owner, this beautifully updated residence enjoys coveted southern exposure and tranquil garden views, creating a light-filled and inviting atmosphere. Thoughtfully renovated and impeccably maintained, this two-bedroom, two-bath condominium offers an excellent Naples location paired with comfortable indoor-outdoor living. Whether you are seeking a seasonal retreat, investment opportunity, or full-time residence, this property presents exceptional value in a serene yet convenient setting. A screened lanai with tiled flooring and a ceiling fan provides covered outdoor living space overlooking lush, peaceful garden views--ideal for morning coffee or relaxing afternoons. Impact sliding doors and windows offer storm protection and added peace of mind. The residence includes one assigned carport space and extra storage for added convenience. Inside, porcelain tile flooring flows seamlessly throughout the main living areas and bathrooms, enhancing both durability and style. The updated kitchen is bright and functional, featuring white cabinetry, granite countertops, a tile backsplash, recessed lighting, and a window above the sink that welcomes natural light. White Whirlpool appliances--including a range, dishwasher, microwave, and refrigerator with icemaker complement the space, along with a breakfast counter and pantry for additional storage. The adjoining living and dining areas are open and comfortable, with direct access to the lanai for effortless indoor-outdoor living. The primary bedroom enjoys serene garden views and offers a walk-in closet for generous storage. The ensuite bath features a granite vanity with a full-width mirror and a floor-to-ceiling tiled walk-in shower with a glass enclosure. The guest bedroom includes a ceiling fan and is conveniently located adjacent to a full bath with a shower-tub combination, providing comfort and privacy for visitors. A dedicated laundry room with overhead shelving, a washer, and a dryer adds everyday convenience. Ideally located just minutes from downtown Naples, Fifth Avenue South shopping and dining, and the stunning white sugar-sand beaches along the Gulf, this Pepperwood residence combines updated finishes, southern exposure, and a prime location for effortless Southwest Florida living. Nestled within a quiet, charming neighborhood designed in a circular layout ideal for morning strolls and evening walks, Pepperwood offers a community pool just a short distance from the unit, enhancing the ease and enjoyment of everyday living. Just minutes from downtown Naples, Fifth Avenue South shopping and dining, and the stunning white sugar-sand beaches along the Gulf, this residence combines updated finishes and an exceptional setting for effortless Southwest Florida living.

Features

  • Parking: Detached, Detached Carport, Guest
  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s)
  • Levels: 2
  • Amenities: Jogging Path, Pool
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: Pepperwood A Condo
  • Year Built: 1984
  • Approx Sq. Feet: 1,118
  • Est. Taxes: $2,172
  • Lot Desc: Zero Lot Line
  • View: Trees/Woods
  • Pets Allowed: With Approval
  • Pet Policy: x1 20 lbs
  • Appliances: Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: 226009878
  • Days on Market: 140 days
  • Website: https://www.raveis.com
    /prop/226009878/4955peppercircle_naples_fl?source=qrflyer
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Cain GroupSales Associates

508.254.6865

CainGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Ali OldhamVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2803699

508.274.0185

Ali.Oldham@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4955 PEPPER CIRCLE, #B106, Naples, FL, 34113

$264,900

The Cain Group

Sales Associates

William Raveis Real Estate

Phone: 508.254.6865

CainGroup@raveis.com

Ali Oldham

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.274.0185

Ali.Oldham@raveis.com

NMLS Mortgage Loan Originator ID 2803699

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $211,920 $211,920 $211,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.118%
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,305 $1,375 $1,774
Total Monthly Payment $1,561 $1,631 $2,030

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.