4955 Pepper CIR, Naples, FL, 34113 | $264,900

Positioned in the desirable community of Pepperwood and lovingly maintained by its original owner, this beautifully updated residence enjoys southern exposure and tranquil garden views, creating a light-filled and inviting atmosphere. Thoughtfully renovated and impeccably maintained, this two-bedroom, two-bath condominium offers an excellent Naples location, paired with comfortable indoor-outdoor living. Whether you are seeking a seasonal retreat, investment opportunity or full-time residence, this property presents exceptional value in a serene yet convenient setting. A screened lanai with tiled flooring and a ceiling fan provides covered outdoor living space overlooking lush, peaceful garden views, ideal for morning coffee or relaxing afternoons. Impact sliding doors and windows offer storm protection and added peace of mind. The residence includes one assigned carport space and extra storage for added convenience. Inside, porcelain tile flooring flows seamlessly throughout the main living areas and baths, enhancing durability and style. The updated kitchen is bright and functional, featuring white cabinetry, granite countertops, a tile backsplash, recessed lighting and a window above the sink that welcomes natural light. White Whirlpool appliances, including a range, dishwasher, microwave and refrigerator with icemaker complement the space, along with a breakfast counter and pantry for additional storage. The adjoining living and dining areas are open and comfortable, with direct access to the lanai for effortless indoor-outdoor living. The primary bedroom enjoys serene garden views and offers a walk-in closet for generous storage. The en-suite bath features a granite vanity with a full-width mirror and a floor-to-ceiling tiled walk-in shower with a glass enclosure. The guest bedroom includes a ceiling fan and is conveniently adjacent to a full bath with a shower-tub combination, providing comfort and privacy for visitors. A dedicated laundry room with overhead shelving, a washer and a dryer adds everyday convenience. Ideally just minutes from downtown Naples, Fifth Avenue South shopping and dining, and the stunning white sugar sand beaches along the Gulf, this Pepperwood residence combines updated finishes, southern exposure and a prime location for effortless Southwest Florida living. In a quiet, charming neighborhood designed in a circular layout ideal for morning strolls and evening walks, Pepperwood offers a community pool just a short distance from the unit, enhancing ease and enjoyment of everyday living. Just minutes from downtown Naples, Fifth Avenue South shopping and dining, and the stunning white sugar sand beaches along the Gulf, this residence combines updated finishes and an exceptional setting for effortless Southwest Florida living.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Covered,Driveway Paved,Guest,Paved Parking
  • Heating: Central Electric
  • Cooling: Central Electric,Exhaust Fan
  • Levels: 1
  • Amenities: Bike And Jog Path,Bike Storage,Community Pool,Internet Access,Sidewalk
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: PEPPERWOOD
  • Development: PEPPERWOOD
  • Year Built: 1984
  • Common Charge: $1,939 Quarterly
  • Approx Sq. Feet: 1,118
  • Est. Taxes: $2,173
  • Lot Desc: Zero Lot Line
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Pet Policy: Limits
  • MLS#: 226009878
  • Website: https://www.raveis.com
    /prop/226009878/4955peppercir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4955 Pepper CIR, Naples, FL, 34113

$264,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $211,920 $211,920 $211,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,220 $1,288 $1,718
Total Monthly Payment $1,476 $1,544 $1,974

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.