700 OHIO AVENUE, Palm Harbor, FL, 34683 | $605,000

Under contract-accepting backup offers. Discover the exceptional opportunity for both investment and personal enjoyment in the vibrant Village of Ozona, where seaside charm meets community convenience. Prime Location!!! ZONED FOR SHORT TERM RENTALS//AIRBNB!!! Introducing a stellar multi-family home, each side of this gorgeous duplex effortlessly blends function and style. Whether you’re looking to accrue rental income, establish a picturesque vacation getaway, or customize your dream primary residence, this property accords every option. Located on a corner lot in a serene cul-de-sac, each unit of the duplex houses 2 bedrooms and 2 bathrooms. The living areas are expansive and inviting and are perfect for both relaxation and entertaining. Unit A features a huge walk out deck and a covered patio as well as a multipurpose room on the ground floor currently being used as a gym. The kitchen in Unit A has been updated with quartz counters, stylish cabinetry and stainless steel appliance. The kitchen in Unit B is clean, practical and stylish, featuring all the necessary amenities. You will love the beautiful flooring in both units as well as the updated bathrooms. Both units include 2 large storage rooms on the ground level. With ample parking, each unit offers covered space enough for two or more cars, a boat or golf cart. Life here can feel a bit like a perpetual vacation. The community thrives on its easy-going golf cart culture, reinforcing a lifestyle that is both laid-back and very convenient. A brief golf cart ride or a leisurely stroll takes you to Historic Downtown Palm Harbor. From quaint shops and local eateries to the Pinellas Trail and Pop Stansell Park, famous for its fishing pier and small water craft launch, which are just around the corner. And let’s not forget the additional close by boat ramp for larger sea vessels and many nearby marinas that are just a couple of blocks away—ideal for seafaring enthusiasts. Also close to Honeymoon Island, Sunset Beach and Fred Howard Park, this is an ideal location. Education is uncompromised here, with A-rated Palm Harbor schools ensuring students are set for success. Seize the chance to make this multifaceted property your new investment venture or personal haven. This unique duplex is more than a home; it’s a lifestyle waiting to be embraced. Priced below appraised value

Features

  • Bedrooms: 4
  • Units: 2
  • Lot Size: 105 x 115
  • Laundry: Inside, Laundry Closet
  • Year Built: 1986
  • Garage: Boat, Covered, Driveway, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,472
  • Acreage: 0.27
  • Lot Size: 105 x 115
  • Est. Taxes: $9,574
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • MLS#: TB8482686
  • Days on Market: 60 days
  • Website: https://www.raveis.com
    /prop/TB8482686/700ohioavenue_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 8:32:09 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-799-2227

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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700 OHIO AVENUE, Palm Harbor, FL, 34683

$605,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $484,000 $484,000 $484,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $798 $798 $798
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,902 $3,020 $3,987
Total Monthly Payment $3,792 $3,910 $4,877

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.