721 RIO VILLA DRIVE, Punta Gorda, FL, 33950 | $418,000

One or more photo(s) has been virtually staged. DREAMING OF THE SAILBOAT LIFESTYLE WITHOUT THE "ISLES" PRICE TAG? Welcome to your waterfront sanctuary at 721 Rio Villa Drive. This isn’t just a home; it’s your gateway to Charlotte Harbor and the Gulf of Mexico. Situated on the wide Crystal Waterway, this property offers true sailboat access—that means no fixed bridges to slow you down. You can be out of your private 16x12 wood dock and into open water in approximately 10–15 minutes.

Step inside this light-filled, 1, 612 sq. ft. residence and you’ll immediately feel the "Florida Chill. " The open floor plan features soaring vaulted ceilings, skylights that pull in the Gulf Coast sun, and a versatile layout with 2 bedrooms plus a 3rd room perfect for a den or guest space. Slide open the glass doors to your massive covered deck—the ultimate spot for sunset cocktails. From here, overlook your heated in-ground pool and a fully fenced backyard designed for privacy and play. With 85 feet of water frontage and a sturdy riprap seawall, your maritime investment is secure. You are perfectly positioned to enjoy the best of Punta Gorda: Fishermen’s Village: Just minutes away for boutique shopping and waterfront dining. Or, take a quick boat ride over to the Riveria Grill and enjoy lively music. Downtown Charm: A short bike ride takes you to the historic district for dinner at The Perfect Caper or a stroll through Laishley Park. Nature & Sunsets: Explore the mangrove trails at Ponce de Leon Park or visit the permanent residents at the Peace River Wildlife Center. With NO mandatory HOA, plenty of room for your toys (including a 14x12 storage shed), and a location that puts you in the heart of a world-class sailing community, this is the waterfront opportunity you’ve been waiting for. Dock your boat. Dive in the pool. Repeat.

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2005
  • Garage: Boat, Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,612
  • Acreage: 0.23
  • Est. Taxes: $1,922
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground
  • Appliances: Dishwasher, Dryer, Microwave, Other, Range, Refrigerator, Washer
  • MLS#: C7522747
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/C7522747/721riovilladrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2026 4:41:23 AM)
Listing courtesy of Harborside Realty   Phone: 941-541-1001

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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721 RIO VILLA DRIVE, Punta Gorda, FL, 33950

$418,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $334,400 $334,400 $334,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.410% 5.595%
Monthly Tax Payment $160 $160 $160
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,951 $2,059 $2,710
Total Monthly Payment $2,186 $2,294 $2,945

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.