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Under contract-accepting backup offers. 2/2 plus den single-family home in River Hills in Valrico. 2, 041 sq ft, Flood Zone X, permitted 2016 roof and 2017 HVAC. Welcome to Fairway One at River Hills, where low-maintenance living meets one of Valrico’s most loved gated golf communities. This 2 bedroom, 2 bathroom home with a den offers 2, 041 square feet, a 2-car garage, Flood Zone X, and HOA-included lawn care, giving you more time to enjoy the neighborhood and amenities. From the moment you walk in, the home feels open, comfortable, and well cared for. High ceilings, hardwood floors, crown molding, plantation shutters, and fresh interior paint create a polished but easygoing feel throughout the main living spaces. The kitchen features 42-inch wood cabinetry with glass-front uppers, upper and lower cabinet lighting, an eat-in area, and French doors that open to a charming side courtyard and yard. The great room flows into an air-conditioned Florida room with peaceful views of mature trees and the driving range. The primary suite includes a window seat, custom walk-in closet, double vanity, walk-in glass shower with bench, private water closet, linen closet, and extra storage. The second bedroom is set on the opposite side of the home and has its own sitting area and custom walk-in closet, giving guests or everyday living a little more privacy and flexibility. Important updates have already been taken care of, including a permitted 2016 roof replacement, permitted 2017 HVAC replacement, 2020 water heater, newer range and refrigerator, and new ceiling fans. The garage is also set up for function with a utility sink, cabinetry, built-in shelving, painted floor, two storage areas, and an additional air-conditioned office or storage room. Life in River Hills includes a 24/7 guard-gated entrance, social membership access to the private country club, clubhouse, remodeled fitness center, junior Olympic-size pool, parks, basketball courts, playground, walking paths, tennis courts, golf, and community amenities. Fairway One residents also enjoy landscaping maintenance and access to an additional neighborhood pool. River Hills Plaza is just outside the community gate with dining, fitness, and everyday conveniences close by.
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $338 | $338 | $338 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,911 | $2,126 | $2,757 |
| Total Monthly Payment | $2,324 | $2,539 | $3,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.