399 150TH, #101, Madeira Beach, FL, 33708 | $665,000

Welcome to this exceptional waterfront three-bedroom corner unit located on the second level of the highly sought-after Madeira Cove condominium. This residence offers abundant natural light, with impact-rated windows on three sides, including a unique bay window in the dining area, distinguishing it from interior units. Upon entry, a welcoming foyer leads to a hallway and spacious living areas, featuring attractive, durable bamboo flooring. The open-concept layout includes a combined living and dining room, alongside a kitchen with a breakfast bar that seamlessly connects to the main living space. Sliding doors from the living room open onto an expansive covered balcony, providing picturesque water views and frequent sightings of dolphins in the bay. The kitchen is equipped with ample maple wood cabinetry, granite countertops, a pantry, and an adjacent laundry closet with full-sized stackable washer and dryer. The split bedroom plan offers two generously sized bedrooms along the hallway, one with private access to the guest bathroom. The primary suite, situated at the rear of the unit, features sliding doors leading to the balcony and windows overlooking the water, all adorned with plantation shutters. The oversized balcony overlooks Boca Ciega Bay and accommodates both alfresco dining and lounge seating, ideal for enjoying the scenic views. Residents enjoy amenities including a sparkling heated pool and waterfront clubhouse, which houses restrooms, a fitness room, and a kitchen suitable for social events. The community also provides a waterfront grill and picnic area, as well as a covered wrap-around porch with bay views. Private boat slips at the community dock may become available for purchase or rental. Assigned parking beneath the building protects vehicles from the elements, while ample guest parking is available. Additional storage is provided with a closet adjacent to the parking space. Located within walking distance to the beach, residents have convenient access to the Gulf for leisure activities. Madeira Cove is a meticulously maintained, all-ages community managed by a proactive association.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 4
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: MADEIRA COVE CONDO
  • Year Built: 1999
  • Approx Sq. Feet: 1,425
  • Est. Taxes: $9,027
  • Condo Fee: $894 Monthly
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8483101
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8483101/399150th_madeirabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/25/2026 12:05:03 AM)
Listing courtesy of BLAKE REAL ESTATE INC   Phone: 727-359-0388

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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399 150TH, #101, Madeira Beach, FL, 33708

$665,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $532,000 $532,000 $532,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.577% 5.986%
Monthly Tax Payment $752 $752 $752
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,190 $3,319 $4,418
Total Monthly Payment $4,034 $4,163 $5,262

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.