825 VIA FORMIA, Punta Gorda, FL, 33950 | $714,888

Set along the peaceful Lisa Bay waterway in Punta Gorda Isles, this exceptional waterfront home delivers the boating lifestyle Southwest Florida is known for. With a private dock and boat lift already in place, you are less than ten minutes to open water and the sparkling expanse of Charlotte Harbor. Spend afternoons island hopping, fishing at sunset, or simply cruising the canals while dolphins glide by.

From the moment you arrive, the home makes a beautiful first impression with its circular drive and inviting entry framed by stunning stained glass sidelights that welcome you inside.

Once inside, refined finishes and an effortless layout create a home that is both inviting and functional. Travertine flooring flows through bright living spaces and into a beautifully designed kitchen featuring rich solid cherry cabinetry, soft close drawers, gleaming quartz countertops, stainless steel appliances, and a thoughtfully designed cabinet pantry with pullout drawers and built in Keurig coffee storage.

The open design keeps everyone connected while framing tranquil canal views throughout the home. One of the most unique features is that every bedroom enjoys a view of the water, creating a rare and peaceful backdrop for daily living. Stunning plantation shutters throughout the home add both elegance and privacy.

Step outside to your private outdoor retreat where the pool and Jacuzzi brand hot tub overlook lush tropical landscaping and peaceful canal views. Whether it is a quiet morning coffee by the water or an evening gathering under Florida’s cotton candy sunsets, this outdoor space was made for relaxing and entertaining.

The dock and boat lift are equipped with water and electricity, offering the flexibility to add features such as a cleaning station or fish light for those who want to fully enjoy the boating and fishing lifestyle.

The property also offers a touch of Old Florida charm with mature fruit trees including mango, two avocado trees and a fig tree, bringing fresh flavors right to your backyard.

Major updates provide peace of mind, including a new roof, new AC system, new hot water heater and all new plumbing throughout the home.
Located in the sought after waterfront community of Punta Gorda Isles, you are just minutes from downtown Punta Gorda’s charming boutiques, waterfront parks, vibrant dining scene and year round events.

With boating access, stunning water views, and a setting that captures the best of Florida living, this home offers more than a place to live. It offers a lifestyle built for boaters and designed for living.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Same Floor As Condo Unit, Washer Hookup
  • Style: Florida
  • Year Built: 1979
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,295
  • Acreage: 0.22
  • Est. Taxes: $6,162
  • Lot Desc: City Lot, Landscaped, Street Dead-End
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Deck, Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: C7522778
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/C7522778/825viaformia_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/29/2026 3:47:14 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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825 VIA FORMIA, Punta Gorda, FL, 33950

$714,888

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $571,910 $571,910 $571,910
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.507% 6.649% 6.026%
Monthly Tax Payment $514 $514 $514
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,521 $3,611 $4,749
Total Monthly Payment $4,127 $4,217 $5,355

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.