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One or more photo(s) has been virtually staged. Welcome home to carefree Florida living in On Top of the World Clearwater, one of Florida’s most desirable 55+ golf communities. Located at 2285 Israeli Drive, #57, this spacious 2-bedroom, 2-bath third-floor condo offers approximately 1, 400 sq ft of comfortable living designed for easy enjoyment and relaxation. The kitchen features upgraded cabinetry, countertops, and backsplash, creating a stylish and functional space for everyday living or entertaining. The generous primary suite includes a spacious closet and private bath with shower, along with the convenience of an in-unit stackable washer and dryer. The guest bedroom sits adjacent to a full hall bath with tub — perfect for visitors or an ideal home office setup. Start your day with coffee or unwind in the enclosed Florida room overlooking peaceful, landscaped grounds — a perfect extension of your living space. Recent updates provide peace of mind and modern appeal, including a refrigerator, dishwasher, HVAC system, double-pane windows, updated lighting, new toilets, refreshed bathroom cabinetry and countertops, recessed lighting in the kitchen and Florida room, and attractive vinyl flooring throughout (no carpet). Residents enjoy an exceptional resort-style lifestyle with world-class amenities, including two activity centers, two private golf courses (9-hole and 18-hole) free exclusively to owners, two heated pools, a remodeled cardio gym, hobby studios, wood-working shop, and a fenced dog park with covered seating. Social opportunities abound with fitness classes, clubs, dancing, cards, billiards, entertainment, and more. The on-site Good Karma Café offers convenient take-and-bake meals and snacks. Your monthly condo fee (approximately $565) covers water, sewer, trash, cable, internet, exterior maintenance, and full access to recreational facilities — delivering truly maintenance-free living. Ideally located just minutes from Clearwater Beach, the Dunedin Causeway, shopping, dining, medical centers, and transportation, this home offers the perfect blend of convenience, community, and coastal lifestyle. Whether you’re downsizing, searching for a seasonal getaway, or planning for long-term living, this move-in-ready residence is a wonderful opportunity to enjoy the best of Florida living. Note: Property is conveyed by leasehold estate deed. Association approval required. If financing, a minimum 35% down payment is required.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$192,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $153,600 | $153,600 | $153,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $226 | $226 | $226 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $920 | $958 | $1,254 |
| Total Monthly Payment | $1,221 | $1,259 | $1,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.