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3492 DISCOVERY DRIVE, Punta Gorda, FL, 33983 | $535,000
Pride of ownership shines in this well-maintained 1961 waterfront home featuring gleaming original terrazzo floors, tasteful updates, and classic Florida charm. Located just six lots from the Peace River with sailboat water access and no fixed bridges, this property offers the ideal Florida boating lifestyle with quick canal access to Charlotte Harbor and the Gulf beyond.
Set on two oversized lots with 100 feet of concrete seawall along the DeSoto Canal, this sailboat-access waterfront home offers exceptional boating and expansion potential.
Inside, the home has been thoughtfully remodeled while preserving the beauty of the original terrazzo floors—polished to a brilliant shine that looks almost smooth enough to ice skate on. The open floor plan features hardwood kitchen cabinetry, solid surface counters, crown molding, and a kitchen/family room combination ideal for everyday living and entertaining.
A large waterfront bonus room with walk-in closet space and windows overlooking the canal provides versatile flex space with endless possibilities.
Major improvements include a new septic system, whole-house PVC plumbing, upgraded 200-amp electrical service, all new stainless steel appliances, and a brand-new AC (2025).
Outdoor features include a 10, 000-lb boat lift, two docks, 100 feet of concrete seawall, two large storage sheds with ramps, and an extra-deep oversized garage with extensive workspace. The yard also includes a productive tropical garden with nine-plus dragon fruit trees and pineapple plants, adding a unique Florida touch.
The adjacent lot next door is also available for purchase under a separate seller and contract, creating a rare opportunity for additional privacy, expansion, or future development.
Conveniently located just minutes from the Sunseeker Resort, Charlotte Sports Park (Tampa Bay Rays Spring Training), and more than 10 area golf courses, the home is also close to downtown Punta Gorda dining, shopping, and waterfront events.
Located in the voluntary HOA community of Harbour Heights with no deed restrictions, no CDD, and no mandatory fees, residents enjoy neighborhood parks, a playground, boat ramp access nearby, and convenient access to I-75, Punta Gorda, and Charlotte Harbor.
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 1961
- Garage: 2-car Driveway, Garage Door Opener, Off Street, Oversized, Workshop in Garage
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,114
- Acreage: 0.23
- Est. Taxes: $2,547
- Elem. School: Deep Creek Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pet Policy: Yes
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Washer
- MLS#: D6145107
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/D6145107/3492discoverydrive_puntagorda_fl?source=qrflyer
Listing courtesy of PARADISE EXCLUSIVE INC Phone: 941-698-0303
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3492 DISCOVERY DRIVE, Punta Gorda, FL, 33983
$535,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $212 | $212 | $212 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,532 | $2,601 | $3,469 |
| Total Monthly Payment | $2,836 | $2,905 | $3,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388