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A rare opportunity to own a turn-key home under $500K in one of Bluffton's most popular communities. Miss this one now. . . you will regret it later! Welcome to 147 Oakesdale, a beautifully maintained and truly move-in-ready home located in the sought-after Mill Creek at Cypress Ridge community. This stunning property offers stylish updates, modern finishes, and a bright open layout designed for comfortable everyday living and effortless entertaining. Inside you'll find spacious living areas filled with natural light, upgraded flooring, designer fixtures, and beautifully appointed bathrooms including a modern vessel sink vanity. The home features generously sized bedrooms, vaulted ceilings, and flexible living space including a large upstairs bonus/loft area perfect for a media room, office, or playroom. The backyard is an entertainer's dream. Enjoy a private covered porch complete with outdoor TV viewing, roll-down movie screen, extended paver patio, outdoor kitchen, bar area, and hot tub-all within a fully fenced yard offering privacy and space to relax. Located in the highly desirable Mill Creek at Cypress Ridge community, residents enjoy resort-style amenities including a clubhouse, fitness center, lazy river pool complex, tennis courts, walking trails, playgrounds, and more. Conveniently located near Bluffton, Hilton Head Island, shopping, dining, and Savannah, this home offers the perfect blend of lifestyle, location, and value.
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,438 | $2,500 | $3,288 |
| Total Monthly Payment | $2,513 | $2,575 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.