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38 Raybrook Road, Yonkers, NY, 10704 | $689,000
Welcome to 38 Raybrook Road, an expanded Cape Cod-style home located in Southeast Yonkers. Offering a spacious and flexible layout, this single-family residence presents a rare opportunity to personalize a well-loved home in a prime commuter location just 25 minutes north of Manhattan and 10 min walking to the Metro-North. The main level features a bright living room centered around a classic wood-burning masonry fireplace, along with two first-floor bedrooms and a full hall bathroom. Hardwood floors lie beneath the carpeting, providing a timeless foundation ready to be revealed. Upstairs, the expansive primary suite offers a true private retreat, complete with an ensuite bath and a separate bonus room—ideal for a home office, sitting area, or future customization to suit your needs. The finished lower level adds significant living space, featuring a generous recreation room with wet bar—perfect for entertaining—as well as a dedicated workshop and separate laundry room for added functionality. Step outside to enjoy a stone patio with covered porch and mounted TV setup, creating an inviting space for gatherings or relaxing evenings. A charming stone fire pit area at the top of the property offers yet another place to unwind. Complete with a one-car garage and driveway, and just a 10-minute walk to Metro-North with quick access to major highways, shops, and local restaurants, this home offers exceptional value, solid space, and the chance to make it truly your own in one of Southeast Yonkers’ most convenient locations. Contact the agent with any questions!
Features
- Rooms: 11
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Basement
- Style: Cape Cod
- Year Built: 1949
- Garage: 1-car
- Heating: Oil
- Cooling: Wall/Window Unit(s)
- Basement: Finished, Full
- Approx Sq. Feet: 1,644
- Acreage: 0.13
- Est. Taxes: $12,915
- Lot Desc: Back Yard, Hilly
- Elem. School: Yonkers
- Middle School: Yonkers
- High School: Yonkers
- School District: Yonkers
- Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer, Oil Water Heater
- MLS#: 965647
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/965647/38raybrookroad_yonkers_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
38 Raybrook Road, Yonkers, NY, 10704
$689,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $1,076 | $1,076 | $1,076 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,305 | $3,439 | $4,540 |
| Total Monthly Payment | $4,473 | $4,607 | $5,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535