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This is a rare horse property set on . 84 acres in one of Smithtown’s most coveted locations. Just a stones throw away from the horse trails at Blydenburgh Park and minutes to Routes 347 & 454. This expanded Cape was originally built in 1955 and extensively renovated in 2022. It offers the perfect balance of refined interior living and exceptional outdoor equestrian amenities. The home features 4 bedrooms (two on the first floor, two on the second) and 3 full bathrooms, thoughtfully laid out with one full bath on each level. The second floor features a large primary bedroom with a walk-in closet and a renovated full bath. Walk into an open floor plan with radiant heated porcelain wood-look floors and a propane push-button fireplace. The heart of the home is a chef’s kitchen which is complete with a Wolf 36” six-burner range with pot filler, 42” paneled Sub-Zero refrigerator/freezer, Bosch ultra-quiet dishwasher, Sharp microwave drawer, quartz countertops, and ample prep and entertaining space. The fully finished basement includes a full bathroom, laundry room, gym area, ample storage and a separate outside entrance. The home is wired with surround sound both inside and outside, and has 5 CCTV cameras throughout. Outdoors, the property is ideal for equestrians and animal lovers, featuring: - Large fenced riding ring (approx. 150’ x 65’) - Three run-in sheds - Detached garage - Secure chicken coop - Duck enclosure with pond - 20’ x 10’ concrete dog run with pet-door access - Expansive front yard - “Y” Style driveway with ample parking - A 3-year-old oversized stained deck features a 72" octagon area—perfect for dining or hot tub. - Front water views of a duck pond With direct trail access, privacy, low taxes, and proximity to Routes 347 & 454, this property offers versatility for those seeking a unique blend of luxury and a country style. RECENT UPGRADES: - Oil Tank Replacement (2025) - Copper Pipes Installed (2026)
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $860,000 | $860,000 | $860,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,001 | $1,001 | $1,001 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,883 | $5,225 | $7,199 |
| Total Monthly Payment | $6,009 | $6,351 | $8,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.