4510 PACKARD AVENUE, St. Cloud, FL, 34772 | $2,750,000

Three separate living quarters. Nearly five acres. Resort-style outdoor living. This custom St. Cloud estate delivers exceptional flexibility with 9, 304 heated square feet in the main residence, plus an attached garage apartment with a full kitchen and private entrance, ideal for extended family, guests, or added income potential. A separate 3-bedroom, 2-bath guest house adds an additional 1, 469 square feet of living space (not included in the main home’s square footage), creating a rare true multi-residence setup for multi-generational living, long-term guests, or a private work-from-home retreat.

A spring-fed pond welcomes you home, setting the tone for soaring ceilings, sunlit interiors, and thoughtful craftsmanship throughout. The showpiece kitchen is designed for both everyday living and elevated entertaining, featuring premium Wolf appliances: two full-size ovens, a 36” six-burner range, steam oven, and microwave, along with two farmhouse sinks, two dishwashers, a 10’ x 6’ island, breakfast nook, oversized walk-in pantry with an additional farmhouse sink, a dedicated two-person study, and a spacious laundry room.

The Great Room opens through 10-foot accordion doors to covered outdoor living and a true backyard retreat: a saltwater pool, bubbling sundeck, and multiple cabanas, perfect for relaxing or entertaining at scale. The first-floor primary suite is a private sanctuary with a marble-finished spa bath, soaking tub, quartz vanities, and a statement chandelier. An en-suite guest room, fitness room, powder bath, and generous storage complete the main level.

Upstairs offers four more en-suite bedrooms, a large game room, and a hidden speakeasy-style theater featuring a 4K laser projector, 135” screen, immersive surround sound, and nine reclining leather seats. A large barn adds even more versatility for storage, hobbies, equipment, or a car collection, plus convenient access to world-class healthcare, dining, shopping, and major travel corridors. Welcome to 4510 Packard: refined estate living with rare multi-residence flexibility.

Features

  • Rooms: 15
  • Bedrooms: 7
  • Baths: 7 full / 5 half
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2022
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Open, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 9,304
  • Acreage: 4.87
  • Est. Taxes: $21,551
  • Lot Desc: Cleared, Farm, In County, Landscaped, Level, Oversized Lot, Pasture, Private, Street Dead-End, Zoned for Horses
  • View: Trees/Woods, Water
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pool: Chlorine Free, In Ground, Salt Water, Tile
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
  • MLS#: O6387386
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /eprop/O6387386/4510packardavenue_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 12:47:07 PM)
Listing courtesy of Compass Florida LLC   Phone: 407-203-9441

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4510 PACKARD AVENUE, St. Cloud, FL, 34772

$2,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,200,000 $2,200,000 $2,200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.499% 6.309%
Monthly Tax Payment $1,796 $1,796 $1,796
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,367 $13,725 $18,714
Total Monthly Payment $15,288 $15,646 $20,635

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.