616 MIRABAY BOULEVARD, Apollo Beach, FL, 33572 | $1,120,000

***Seller will consider contributing to buyers closing cost, prepaids or rate buy down. High and dry and by far the best value on the water in MiraBay, this light, bright, and move-in-ready Classic Coastal home offers the perfect blend of elegance, comfort, and Florida waterfront living. This meticulously maintained 4-bedroom, 3. 5-bath residence is ideally situated between a quiet scenic street and a beautiful saltwater canal in the highly sought-after MiraBay community. The thoughtfully designed floor plan features a first-floor library or office, a spacious first-floor owner’s suite, and an open-concept kitchen, breakfast area, and family room with soaring ceilings and abundant windows that fill the home with natural light. The well-appointed kitchen is perfect for cooking and entertaining, offering stainless steel appliances, ample cabinet and counter space, a center island, wraparound breakfast bar, and inviting water views. An elegant open staircase leads to the second floor where you will find a second family room or game room, walk-in closets in every bedroom, two full bathrooms, and a charming veranda that adds a touch of Southern living. Upgrades throughout the home include plantation shutters, wood and tile flooring throughout (no carpet), custom shades in the family room, a screened patio, and an oversized two-car garage with epoxy flooring. A highlight of the property is the recently upgraded private boat dock equipped with water, electricity, storage, and a fish-cleaning station. Bring your boat and enjoy direct access through the mangrove canal to Tampa Bay and beyond, or simply fish from your dock while watching for the incredible aquatic life that frequently visits MiraBay waters, including dolphins, manatees, and stingrays. Residents enjoy access to the MiraBay Club’s resort-style amenities, including a fitness center, lap pool, resort pool with lighthouse slide, poolside grill and bar, lounge, kayaks and paddleboards for the lagoon, playgrounds, parks, tennis, basketball, pickleball courts, and more than 50 social clubs and activities for all ages. Zoned for A-rated Apollo Beach Elementary and conveniently located near Tampa, Sarasota, and the Gulf beaches, this home offers an unbeatable combination of location, lifestyle, features, and value—making 616 MiraBay the complete waterfront package.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 100 x 96
  • Laundry: Inside
  • Style: Coastal, Key West
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,564
  • Acreage: 0.22
  • Lot Size: 100 x 96
  • Est. Taxes: $6,156
  • HOA Fee: $189 Annually
  • Lot Desc: FloodZone, Sidewalk
  • View: Water
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Water Filtration System, Water Softener
  • MLS#: TB8482158
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /eprop/TB8482158/616mirabayboulevard_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 8:17:07 AM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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616 MIRABAY BOULEVARD, Apollo Beach, FL, 33572

$1,120,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $896,000 $896,000 $896,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.349% 6.203%
Monthly Tax Payment $513 $513 $513
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,229 $5,517 $7,561
Total Monthly Payment $5,867 $6,155 $8,199

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.