|
Charming home, ideally located in desirable Morningside Estates of Clearwater! This thoughtfully designed 2-bedroom, 2-bath home is lovely and redefines flexible living. The spacious living areas flow seamlessly, creating an inviting atmosphere for both relaxation & entertaining. Step inside the foyer entry, enhanced by natural light flowing through the grand windows of the living room. Take note of the NEWER, double-hung, energy efficient, IMPACT-RATED VINYL WINDOWS (2023/2024) throughout the home, offering lasting peace of mind. The adjacent Dining Room offers scenic views of the backyard through a sliding glass door that completely pockets into the wall when open. What a nice view! The nearby Kitchen features updated cabinetry with custom pull-out drawers & glass-front displays, undercabinet lighting, tile backsplash, NEWER disposal (2024), ceramic cooktop, wall oven, Kohler faucet, large window perfectly framing the beautiful backyard scape, closet pantry with organizer-rounder, and breakfast bar with accent lighting that overlooks the large family room. With a true split-bedroom floor plan, each bedroom suite is positioned on opposite sides of the home, offering the advantage of two comfortable, independent retreats. A distinctive feature is that one of the suites features a convenient door that when closed, gracefully sections off its own hallway, creating a self-contained wing for a private double-suite feel. Both bedrooms are generously sized, containing dual closets with adjustable shelving, natural light through NEW large windows, and access to full bathrooms with updated wood vanities, extended counter space, complimentary wood-framed mirrors & stylish lighting. Outdoor living is prime with a large, rear screened lanai (accessible from multiple glass sliders throughout the home), a paver patio for barbecues, outdoor lighting accessories, Storage Shed (2024) for tools/lawn equipment/toys/gear, and an expansive fenced backyard with well-manicured lawn, trees, and other natural foliage, perfect for pets and play! Immaculate oversized 2-Car Garage with hurricane-rated Garage Door, NEW garage door spring, pulley & auto opener (2025), NEW Pedestrian side door (2024), full-sized washer and dryer, laundry sink, adjustable shelving for storage, resurfaced floor, & plenty of room for parking. Additional highlights: Whole-house Water Softener, Sprinkler system with well for irrigation, Rainbird control panel (2021), Sprinklerite System (2025), Water Heater (2022). Morningside Estates is a well-manicured, centrally located community with mature trees, sidewalk-lined streets, optional HOA with no required fees, and convenient to great shopping, dining, our World Famous Sugar Sand Beaches, Spring Training facilities, Safety Harbor, Dunedin, Tampa, and all major highways. Stroll over to the Morningside Recreation Complex, a few blocks away & conveniently located within the neighborhood, offering pickleball, lighted tennis courts, 2 swimming pools, gymnasium, fitness center, basketball courts, playground, picnic tables, and year round activities– perfect for active lifestyles, socialization, and FUN! Hop on the nearby Duke Energy Trail for access to Pinellas County trails. This home is a must-see & delivers on every count! Call for your showing today and come fall in love!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $145 | $145 | $145 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,038 | $2,121 | $2,801 |
| Total Monthly Payment | $2,258 | $2,341 | $3,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.