47 Centre Street, Rye, NY, 10580 | $2,795,000

Location, location, location. This is the A+ location and home you've been waiting for. Nestled on a peaceful, dead-end street in the heart of Rye, this home is perfectly positioned in one of Rye's most sought-after, walkable neighborhoods. Surrounded by stunning homes and just steps from Rye High School, Middle School, Midland Elementary, nursery schools, the beach, parks, and even the train, this is more than a home—it’s a lifestyle. Leave the car in the driveway and enjoy the convenience of walking to all. Set on a generous and beautifully landscaped . 25-acre lot, this renovated and expanded home offers a blend of indoor and outdoor living as well as everyday practicality. The completely fenced, flat, spacious backyard is perfect for entertaining, play, or simply soaking in the serenity of your surroundings. Inside, the open-concept kitchen and family room flow effortlessly onto a large wrap around deck—a perfect spot to enjoy your morning coffee or toast the sunset with an evening cocktail. The vibrant sense of community on Centre Street is unmatched, with neighbors gathering for celebrations and even the Rye High School graduation balloon arch making its way here to celebrate the neighborhood's graduates—a true testament to the spirit of this neighborhood. Every inch of this home has been thoughtfully designed to maximize space and comfort all while being flooded with natural light. Upstairs, you’ll find four generously sized bedrooms, including a serene primary suite with a walk-in closet and en-suite bath featuring a double vanity and spa shower. The second floor also has a convenient laundry space and two additional bathrooms. The walk-up attic, not included in the listed square footage makes a great quiet office space and offers endless possibilities. A large area currently used for storage could be transformed into additional space, window and sprinklers are already in place. The first floor features a living room with a wood-burning fireplace, a formal dining room, a fantastic mudroom, and a kitchen that opens to the inviting family room. This home is designed for effortless entertaining, with a layout that seamlessly transitions from stylish indoor spaces to a stunning outdoor oasis. Whether you're hosting an intimate gathering or a lively soiree, the flow of this home creates the perfect backdrop for making unforgettable memories. The finished lower level provides even more versatility, with space for a gym, playroom, and TV area, along with extra storage and an additional laundry area. A private garage with storage above completes this perfectly functional and incredibly relaxing home. Beyond the property, the perks of Rye living are at your fingertips. Enjoy easy access to the Rye YMCA, Rye Art Center, Rye Nature Center, and Rye Recreation, where you’ll find tennis and pickleball courts, a playground, a skate park, seasonal food trucks, and community concerts. From the parks and beach to the marina and Rye Golf Club, every day feels like a getaway. Stroll through downtown Rye’s charming streets, filled with top-rated restaurants and boutique shops, or hop on the train for a quick 40-minute commute to NYC. This is more than just a home, it is a lifestyle. Move right in and start enjoying the best of Rye living or take advantage of all the possibiltles of renovating or adding new space. Rye FAR calculator shows permitted floor area as 3, 630 square feet. This one will not last.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 2 half
  • Style: Colonial
  • Year Built: 1952
  • Garage: 1-car
  • Heating: Forced Air, Radiant
  • Cooling: Central Air
  • Basement: Finished, Storage Space
  • Approx Sq. Feet: 2,983
  • Acreage: 0.25
  • Est. Taxes: $30,411
  • Elem. School: Midland
  • Middle School: Rye Middle School
  • High School: Rye High School
  • School District: Rye City
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer, Gas Water Heater
  • MLS#: 964714
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/964714/47centrestreet_rye_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Compass Greater NY, LLC   Phone: 914-353-5570

William Raveis Family of Services

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Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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516.739.7731

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Our Insurance Division:

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47 Centre Street, Rye, NY, 10580

$2,795,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,236,000 $2,236,000 $2,236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.021% 5.984% 5.806%
Monthly Tax Payment $2,534 $2,534 $2,534
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,175 $13,227 $18,419
Total Monthly Payment $14,834 $15,886 $21,078

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.