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One or more photo(s) has been virtually staged. Best value in Royal Stewart Arms! Welcome home to coastal living in this fully renovated 1 Bedroom, 1 Bath + Office/Den and designated covered parking right outside your door in Dunedin, Florida. Imagine living within minutes of the top award winning beaches in the United States. Nestled along the picturesque shores of St. Joseph Sound, this beautiful, completely renovated condo delivers the perfect balance of low-maintenance living and Gulf Coast lifestyle. Located in the 55+ community of Royal Stewart Arms, this residence offers both peace of mind and coastal charm. Wake up to views of majestic St. Joseph Sound. Pack your beach bag for a day at Honeymoon Island State Park, take the ferry to Caladesi Island, or explore the charming shops and restaurants of Downtown Dunedin. From beautiful sandy beaches to marinas and waterfront parks, this location defines Florida Gulf Coast living. Step inside to discover a brightly lit kitchen featuring beautiful Italian tile flooring throughout, new shaker style kitchen cabinets, Calacatta Laza quartz countertops throughout, and brand-new LG stainless steel appliances (2026). The space flows seamlessly into the living and dining area, creating an open and inviting layout ideal for relaxed evenings or hosting visiting family and friends. Plantation shutters add timeless style while enhancing natural light and privacy throughout the home. The Primary bedroom offers a peaceful retreat with ample closet space and soothing, neutral finishes, while the additional office/den provides flexibility for guests, hobbies, or a work-from-home setup. Tons of storage throughout enhances everyday living with both comfort and practicality. Recent upgrades include AC (2024), electrical panel (2024), water heater (2024), New LG stainless steel appliances (2026), countertop microwave (2026), New Honeywell thermostat (2026), New interior and exterior doors (2026), New storm door (2026), Stainless Steel kitchen sink with gooseneck faucet (2026), Neutral, interior paint (2026), ceiling fan in Primary Bedroom (2026), and a Completely remodeled bathroom with stainless steel fixtures and subway tile to the ceiling (2025). Community amenities enhance the lifestyle experience with a Waterfront Heated pool, Fitness Center, Steam Room, Sauna, Grilling area, Fire pit, Pickleball courts, Clubhouse, Community gathering spaces, Private Fishing pier, Game room, Shuffleboard, Horseshoes, Laundry room, Visitor parking, and a Dedicated carport parking space located directly outside your front door. Condominium Milestone report and Reserve study completed with no new assessments. Superbly located near Honeymoon Island, Caladesi Island, Clearwater Beach, Tarpon Springs, Tampa International Airport, St. Pete/Clearwater International Airport, Downtown Tampa, Shopping, Dining, and Golfing, this condo offers convenient access to everything that makes the Tampa Bay area one of Florida’s most desirable coastal destinations. This is more than a home; it’s a waterfront gateway to the Florida Gulf lifestyle in one of Dunedin’s most desirable locations. Schedule a private showing today! For more information, floor plan, and 3D tour, copy/paste to browser: https: //bit. ly/8GlencoePl105
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Our Executive Mortgage Banker:
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$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,920 | $143,920 | $143,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $206 | $206 | $206 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $851 | $886 | $1,166 |
| Total Monthly Payment | $1,132 | $1,167 | $1,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.