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NEWER, UPGRADED, and READY NOW, why build when this gated Rye Crossing home already offers $30, 000 in owner upgrades and eligible for USDA loan (minimal down payment loan) for qualified buyers? This popular Cali floorplan has an open-concept layout with spacious kitchen overlooking the living room and dining areas with split bedrooms creating the perfect setting for everyday living. This home showcases extensive owner upgrades that significantly enhance both value and appeal, including a newer privacy fence creating a fully enclosed backyard retreat, upgraded designer lighting in dining area with custom dimmers to set the perfect ambiance, modern ceiling fan fixtures with integrated lighting in key living spaces, and a beautifully finished screened-in lanai that expands your outdoor living year-round. Additional exterior improvements include professionally installed rain gutters for added protection and long-term durability, as well as refreshed landscaping with new sod and newly installed irrigation for backyard. Inside, every bathroom has been elevated with newly installed glass shower doors for a clean, polished look, while the garage has been recently transformed with sleek epoxy flooring for a finished, showroom-quality feel. All windows have custom window treatments to provide style and added privacy. The private primary suite is located at the rear of the home and features an en-suite bath for added comfort and privacy. Three additional bedrooms share a second full bathroom, and laundry room is conveniently positioned near all bedrooms with top loading washer and dryer. Additional features include a smart home package, tile flooring in main living areas, stainless steel appliances and granite countertops throughout. Located on the desirable southern end of Parrish, this home offers a shorter commute to Lakewood Ranch, quick access to I-75, shopping, and dining, plus close proximity to Lake Manatee and Manatee River boat launches for easy waterfront recreation. In this gated community residents enjoy lower HOA fees with access to an impressive amenity center featuring a resort-style pool with cabanas, fitness center, pickleball and tennis courts, bocce ball, volleyball and basketball courts, pet park, pavilions, playground, and scenic trails. Your next chapter starts here, come see it before it's gone!
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Our Executive Mortgage Banker:
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$419,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,992 | $335,992 | $335,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $487 | $487 | $487 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,012 | $2,069 | $2,723 |
| Total Monthly Payment | $2,574 | $2,631 | $3,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.