38144 COBBLE CREEK BOULEVARD, Zephyrhills, FL, 33540 | $560,000

Under contract-accepting backup offers. Welcome to the sought-after Cobblestone community in Wesley Chapel! This stunning MI Homes Mira Lago floor plan offers 5 bedrooms, 4 bathrooms, and a versatile bonus room, with a total of 3, 761 square feet of thoughtfully designed living space. A unique highlight of this home is the rare dual primary suites - one on the first floor and one on the second - perfect for multigenerational living or hosting guests in comfort and privacy. Step inside to an open-concept layout designed for modern living and effortless entertaining. The expansive great room flows seamlessly into the gourmet kitchen, featuring an extended island, butler’s pantry, stainless steel appliances with a wall-mounted hood, oversized pot sink, quartz countertops, and a stylish tile backsplash. Gather around the electric fireplace in the great room for cozy evenings at home. The downstairs primary suite offers a serene retreat with a spa-inspired bath including a garden tub, walk-in shower, dual quartz vanities, and a spacious walk-in closet. Upstairs, an open bonus room provides a perfect second living area, office, or media space. The upstairs primary suite boasts a private balcony overlooking the conservation area, plus a luxurious bath with dual sinks, quartz counters, garden tub, walk-in shower, and expansive closet space. Three additional bedrooms share a full bath with a tub/shower combination. Additional highlights include: Tile flooring throughout main living areas - Plush carpet in all bedrooms - Inside laundry room with built-in cabinetry - 2-car garage with epoxy floors - Paver driveway for added curb appeal. Enjoy the privacy of east Pasco County while remaining just minutes from major roadways, shopping, dining, and entertainment. Why wait to build? Move in now and start enjoying the lifestyle you deserve!

Features

  • Amenities: Clubhouse, Park, Pool
  • Rooms: 15
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2024
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,761
  • Acreage: 0.15
  • Est. Taxes: $3,834
  • HOA Fee: $160 Annually
  • Lot Desc: Conservation Area, In County, Landscaped, Sidewalk
  • View: Trees/Woods
  • Elem. School: Chester W Taylor Elemen-PO
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator
  • MLS#: TB8423489
  • Days on Market: 196 days
  • Website: https://www.raveis.com
    /prop/TB8423489/38144cobblecreekboulevard_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/4/2026 11:37:20 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 813-908-8788

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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38144 COBBLE CREEK BOULEVARD, Zephyrhills, FL, 33540

$560,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $448,000 $448,000 $448,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.628% 5.866%
Monthly Tax Payment $320 $320 $320
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,683 $2,829 $3,690
Total Monthly Payment $3,095 $3,241 $4,102

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.