Welcome to 128 Kimball Terrace, a charming two-story single-family home located in the heart of Yonkers, NY. This well-maintained 3-bedroom, 1. 5-bath home features a brand new roof, beautiful hardwood floors throughout, and a spacious layout perfect for comfortable living. The main level offers a bright kitchen with direct access to a large deck overlooking the backyard—ideal for entertaining or relaxing outdoors. The full finished basement includes ample storage space and a laundry area complete with a washer and dryer for added convenience. An attached garage and driveway provide easy parking options. Located in a quiet residential neighborhood, this home offers the perfect blend of suburban peace and city accessibility. Enjoy being minutes away from Cross County Shopping Center, major highways, schools, parks, and a variety of local restaurants and shops. With easy access to the Metro-North train and public transportation, commuting to Manhattan or surrounding areas is simple. 128 Kimball Terrace is move-in ready, featuring a brand new roof and everything you need for comfortable, convenient living in Yonkers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,999 | $559,999 | $559,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $833 | $833 | $833 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,357 | $3,494 | $4,650 |
| Total Monthly Payment | $4,282 | $4,419 | $5,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.