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Welcome to this beautifully built 4-bedroom, 2. 5-bath Colonial in the sought-after Emerald Green Property Owners Association in Rock Hill. Constructed in 2021 with hardwood floors throughout and a generous 2 car garage, this home offers the peace of mind that comes with newer construction—modern systems, energy efficiency, and appliances that are all just a few years old. The classic Colonial layout with a bonus first floor flex-room provides the perfect blend of functionality and flow, with generous living spaces, a bright kitchen ready for gatherings, and four well-proportioned carpeted bedrooms upstairs including a spacious primary suite with an oversized walk-in closet. Move-in ready from day one, this home also offers room to personalize and add your own finishing touches over time. An ideal opportunity to build equity while creating a space that truly reflects your style. The unfinished walk-out basement offers excellent storage and future potential living space. Located within the Emerald Green community, residents enjoy resort-style amenities including private lake access, a heated swimming pool, clubhouse, fitness center, pickleball courts and more. Whether you're kayaking on the lake, spending summer afternoons poolside, or hosting events at the clubhouse, the lifestyle here is unmatched. Excellent management and a healthy reserve fund ensure things continue running smoothly. A newer home, community amenities, and the chance to make it your own, this is Rock Hill living at its best! Just in time to enjoy all the summer fun at the lake! The 4th of July celebration is not to be missed.
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Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $768 | $768 | $768 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,266 |
| Total Monthly Payment | $3,209 | $3,338 | $4,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.