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Under contract-accepting backup offers. Beautiful and Well-maintained 3 bedroom, 2 bath Nantucket floor plan, located in the highly desirable Del Webb Spruce Creek Golf & Country Club, a premier 55+ community. This charming frame and stucco home offers great curb appeal with a custom stamped driveway and sidewalk, roller screen on garage door, concrete curbing, mature landscaping, gutters and down spouts, and a welcoming leaded glass front entry door with retractable screen. Important updates provide peace of mind, including a reshingled roof (2019), whole house generator (2020), HVAC (2023) with Aprilaire filtration system, Cat 3 sun room addition (2022), and updated water heater. Inside, the open floor plan features vaulted ceilings and laminate flooring throughout the main living areas, creating a bright and inviting space. The living room flows seemlessly into the dining area and kitchen, making the home perfect for both everyday living and entertaining. The kitchen offers solid wood oak cabinetry, newer appliances, and easy-care flooring. The split-bedroom layout provides privacy for guests. Both guest bedrooms are generously sized, with one featuring a convenient Murphy bed. The guest bathroom includes 12-inch tile set on diagonal, a raised vanity, and a walk-in tub. The spacious primary suite features a beautiful bow window that brings in natural light. The en-suite bath includes 12-inch diagonal tile flooring, a large walk-in shower, raised toilet, and a newer double raised vanity. A highlight of the home is the enclosed, climate-controlled Lanai with comfortable carpeting and glass windows, offering additional living space while overlooking the semi-private backyard due to the homes positioning on the lot. The garage is well-equipped with epoxy-painted flooring, additional cabinetry for storage, extra fridge in garage, and a utility sink. Conveniently located within the community, residents enjoy access to golf, clubhouse, pools, fitness center, and numerous clubs and additional actives, making this an ideal home for active adult living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $231,920 | $231,920 | $231,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.292% | 5.561% |
| Monthly Tax Payment | $43 | $43 | $43 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,353 | $1,409 | $1,864 |
| Total Monthly Payment | $1,471 | $1,527 | $1,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.