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Experience effortless waterfront living on Lake Hartwell in the beautiful gated community of Smith Mill Landing! This 3 bedroom, 2. 5 bath townhome is located on the water with beautiful views from your personal balcony and it also comes with a deeded covered boat slip that is perfect for enjoying lake days anytime. Designed with an open floor plan ideal for entertaining, the home features a spacious living area with a cozy fireplace, creating the perfect gathering space year round. The living room flows seamlessly into the kitchen, complete with stainless steel appliances and elegant quartz countertops. Step outside to the patio, ideal for outdoor dining and entertaining. Upstairs you will find the primary suite with a walk-in closet, large vanity with two sinks, garden tub, a separate shower and a private balcony overlooking the serene surroundings, your own peaceful retreat. Two additional bedrooms provide flexibility for guests, family, or a home office. The HOA covers exterior maintenance, lawn care and landscaping, trash pickup, a termite bond, and unit insurance, ensuring a truly carefree living experience making it easier to spend more time on the water. This is a prime location just minutes from I-85 conveniently between Greenville and Atlanta with local shopping and restaurants nearby. Enjoy the perfect blend of comfort, convenience, and lakefront lifestyle on Lake Hartwell. Whether you are looking for a weekend getaway to enjoy the lake, full time residence or an investment opportunity , you do not want to miss the opportunity to call this Home!
| Type | Dimensions | Level |
|---|---|---|
| Bathroom | 8x5 | Upper |
| Bedroom2 | 10x10 | Upper |
| Bedroom3 | 10x12 | Upper |
| DiningRoom | 11x8 | Main |
| Kitchen | 7x15 | Main |
| LivingRoom | 17x18 | Main |
| PrimaryBathroom | 8x11 | Upper |
| PrimaryBedroom | 17x12 | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $240 | $240 | $240 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,395 | $2,495 | $3,294 |
| Total Monthly Payment | $2,710 | $2,810 | $3,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.