22 Adams Drive, Stony Point, NY, 10980 | $630,000

Your New Stony Point Oasis! Designed for togetherness, this classic raised range has truly lived up to its promise. From the holiday mornings to the quiet passage of time, this is a place you can truly call home. This warm and cozy 4-bedroom, 1. 5 bath residence offers a spacious living room, sun-filled through the bay windows. The formal dining area connects the kitchen and living room, which opens through sliding doors to a Four-season covered porch-perfect for relaxed indoor-outdoor living. At the heart of the home is an updated eat-in kitchen, featuring honey maple cabinetry paired with elegant quartz countertops. Just off the kitchen, an all-weather retreat provides added comfort and convenience year-round. The main level offers three bedrooms, including a comfortable primary bedroom, along with a fully updated full bathroom. The ground level expends your living space with a large family room, complete with a gas fireplace. A fourth bedroom easily doubles as a quiet office. The laundry room features install cabinetry, making a future conversion to a second kitchen simple-ideal for in-law suite or guest apartment. this level of the house also includes a half bath and direct access to outdoor spaces. Step outside to a welcoming backyard oasis with babbling brook-perfect for barbecues, gardening, or simply unwinding in a peaceful retreat.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 1 full / 1 half
  • Laundry: In Basement
  • Style: Hi Ranch
  • Year Built: 1969
  • Garage: 1-car
  • Heating: Forced Air
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 1,800
  • Acreage: 0.43
  • Est. Taxes: $14,220
  • Lot Desc: Landscaped, Level
  • Elem. School: Stony Point Elementary School
  • Middle School: Fieldstone Middle School
  • High School: North Rockland High School
  • School District: North Rockland (Haverstraw-stony Pt)
  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator
  • MLS#: 967072
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/967072/22adamsdrive_stonypoint_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Joseph Baratta Company Realty   Phone: 800-628-3119

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

22 Adams Drive, Stony Point, NY, 10980

$630,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $504,000 $504,000 $504,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.557% 5.920%
Monthly Tax Payment $1,185 $1,185 $1,185
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,022 $3,144 $4,152
Total Monthly Payment $4,299 $4,421 $5,429

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.