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PICTURE-PERFECT CAREFREE VILLA IN PRESTIGIOUS TERRA VISTA AT CITRUS HILLS. Discover effortless luxury in this beautifully appointed Westford Villas home, ideally positioned on the 3rd green of the Skyview Golf Course at a natural elevation of 101 feet—providing peace of mind with no flood insurance required and safe from storm surge. This expanded St. Theresa model offers one of the most desirable fairway views in the community. TIMELESS DESIGN & UPGRADED LIVING: Professionally designed and decorated, initially as a seasonal home, this lightly lived-in villa is loaded with premium upgrades that enhance both style and energy efficiency. UPGRADES INCLUDE: wood-look ceramic tile floors throughout living area, shutters, Radiant Heat Barrier in attic, additional wall insulation, lead glass entry door, tray ceilings, and so much more - Be sure to request a complete list of upgraded features. The heart of the home is the expansive Great Room–Kitchen–Breakfast Nook layout, all overlooking the enlarged lanai, pool, and sweeping golf course vistas. Enjoy morning coffee in the sunlit breakfast nook or relax outside on the lanai while taking in the gorgeous view. A pocketing sliding glass door disappears, allowing seamless indoor-outdoor living—ideal for entertaining year-round. CHEF-INSPIRED KITCHEN: Whirlpool and KitchenAid appliances, Cambria Quartz countertops, solid wood cabinetry, raised breakfast bar, corner pantry. A charming FLEX/BONUS ROOM with custom architectural detailing serves perfectly as an office, dining room, den, library, or game room. A convenient half bath is located just across the hall. THE PRIVATE PRIMARY SUITE WITH SPA-LIKE BATH is accessed in the rear of the home for ultimate privacy; the spacious primary suite features serene views of the lanai and golf course. A hallway lined with ELFA-SYSTEM CLOSETS (including a walk-in) leads to the luxurious bath featuring: dual sinks, large vanity, soaking tub, oversized walk-in shower with bench and niche, and private water closet. GUEST COMFORT & FUNCTIONAL LAYOUT: The split floorplan offers two comfortable guest bedrooms separated by a guest bath. A large, well-equipped laundry room with abundant storage is beyond expectations. EXPANDED GARAGE & EXTERIOR FEATURES: The oversized garage accommodates 2 cars plus a golf cart and includes an additional Elfa organizational system. Outside, a dedicated dog run—accessible from the screened lanai via pet door—makes this home perfect for pet lovers. TURNKEY OPTION AVAILABLE: Furnishings may be purchased separately (excluding personal items and artwork), making this an exceptional turnkey opportunity. This villa delivers stunning views, thoughtful design, and a premier location—truly a rare find within Terra Vista, home to WORLD CLASS AMENITIES & LIFESTYLE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $592 | $592 | $592 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,242 | $3,374 | $4,441 |
| Total Monthly Payment | $3,926 | $4,058 | $5,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.