4816 HEINMAN COVE, Palmetto, FL, 34221 | $499,000

One or more photo(s) has been virtually staged. Discover the perfect blend of comfort and elegance in this stunning Arezzo floor plan, ideal for both seasonal escapes or full-time living. This meticulously maintained home features 3 spacious bedrooms, 2 baths, and a versatile den, offering ample space for both relaxation and productivity. The 2021-installed pool, complete with a screen enclosure, boasts cutting-edge features such as heating, air-conditioning, an auto-fill, and auto-drain system, all easily managed through an app that controls the waterfalls and lighting.

Enhancing the home's security and efficiency, Hurricane Impact Windows and Doors provide peace of mind, while the extended garage, featuring a 4-foot extension and storage cabinets on two walls, offers ample space for vehicles and hobbies. The property is equipped with a Whole House Water Softener and Filtration System, a Natural Gas Instant Hot Water Heater, and is plumbed for an outdoor kitchen with a natural gas connection, perfect for entertaining and culinary adventures.

The fenced-in side yard with synthetic turf provides a low-maintenance outdoor oasis, while the interior showcases exquisite details such as tray ceilings with crown molding, 10 foot ceilings, 8 foot doors, new LVT plank flooring, and fresh paint throughout. The kitchen is a chef's dream with a New Calcutta Gold Quartz countertop featuring an island extension and waterfall design. Additional conveniences include a well-appointed laundry room with upper and lower cabinets and a laundry sink, California closets in all bedrooms, and new blinds/roll shades throughout, including an electric blackout blind in the primary bedroom.

This home is also wired with a home speaker system, including outdoor patio speakers, perfect for enjoying music and entertainment both indoors and out. Located in the desirable Esplanade at Artisan Lakes, residents enjoy resort-style amenities such as two luxurious pools, a state-of-the-art fitness center, tennis and pickleball courts, and a full calendar of social events, ensuring an active and vibrant lifestyle. Schedule your private tour today!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2015
  • Garage: 2-car Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,920
  • Acreage: 0.13
  • Est. Taxes: $7,306
  • HOA Fee: $1,476 Quarterly
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Water Front: Yes
  • Elem. School: James Tillman Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pool: Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Water Filtration System, Water Softener
  • MLS#: TB8453023
  • Days on Market: 107 days
  • Website: https://www.raveis.com
    /prop/TB8453023/4816heinmancove_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 11:17:18 AM)
Listing courtesy of Compass Florida LLC   Phone: 727-339-7902

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4816 HEINMAN COVE, Palmetto, FL, 34221

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $609 $609 $609
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,391 $2,490 $3,288
Total Monthly Payment $3,075 $3,174 $3,972

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.