|
Welcome to 127 Independence Ave in Lake Tarpon Mobile Home Village, a highly desirable 55+ golf cart–friendly community in Palm Harbor, Florida, where you own the land with no lot rent and enjoy a vibrant waterfront lifestyle on beautiful Lake Tarpon. This well maintained, fully furnished 2-bedroom, 2-bath manufactured home is move-in ready and located in a non-flood zone, offering peace of mind along with valuable updates including a 2021 HVAC system, 2022 30-gallon water heater. Durable metal roof, and energy-efficient double-pane windows. Inside, the bright and inviting layout features spacious living areas, comfortable bedrooms, and an air-conditioned Florida room that provides additional year-round living space, perfect for relaxing, entertaining, or enjoying the Florida lifestyle. The primary bathroom was upgraded in 2023 with a new walk-in shower featuring a built-in seat, glass door, and new valve, along with new primary bath flooring, while the hall bathroom also features updated flooring. Outdoor features include a 2024 extended driveway and carport providing generous parking space, along with a large storage shed with new double doors installed 2022. The shed also houses the full-size washer and dryer along with a beverage refrigerator installed in 2022, creating a convenient space for laundry, storage, and hobbies. A 22-foot telescoping flagpole installed in 2025 adds a charming touch, while the well irrigation system helps keep landscaping lush year-round. Residents of Lake Tarpon Mobile Home Village enjoy an active and social lifestyle with amenities including a heated community pool, shuffleboard courts, an active clubhouse with regular events, a community dock and boat ramp on Lake Tarpon, and storage areas for RV or boat parking, all for just $110 per month in HOA fees. For anglers, this location is exceptional. Lake Tarpon is one of Florida’s premier freshwater fishing lakes and is nationally known for its trophy largemouth bass, regularly hosting regional bass fishing tournaments that attract anglers from across the state. Imagine launching your boat just steps from home and fishing one of the best bass lakes in Florida, or enjoying boating, kayaking, and sunset cruising directly from your community. Ideally located in Palm Harbor, the home is just minutes from Tarpon Springs Sponge Docks, Innisbrook Golf Resort and the Copperhead Championship Golf Course, Honeymoon Island State Park, Fred Howard Park Beach, Downtown Palm Harbor, with convenient access to shopping, dining, medical facilities, and Tampa International Airport (TPA) and Clearwater International Airport (PIE). This is a rare opportunity to enjoy affordable, low-maintenance Florida living with land ownership in a premier Lake Tarpon community known for its recreation, fishing, and relaxed lake living lifestyle. Call today for your private showing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $227 | $227 | $227 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $985 | $1,010 | $1,328 |
| Total Monthly Payment | $1,286 | $1,311 | $1,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.