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10683 SE 174TH LOOP, Summerfield, FL, 34491 | $229,900
Welcome home to this Holly model 3-bedroom, 2-bath residence in Spruce Creek South (55+). You will enjoy the large lanai and the patio for Relaxing and entertaining as well as the front sitting area with awnings for shade and protection. Ideally located near both the main and residential gates, where you will enjoy so many choices in shopping, dining and medical facilities. This home also offers quick access through our residential gate to Terrace Plaza for shopping, dining, and everyday conveniences including an urgent care clinic, dentist, Restaurants and spas—easy in and easy out.
Recent updates include a brand-new roof (2025) and a newer solar tube that enhances daytime brightness in the kitchen. Inside, you’ll find vaulted ceilings, spacious rooms, and an attached 2-car garage with freshly painted floors and sliding privacy screens. The kitchen is enhanced with a tiled backsplash, while the enclosed lanai features tile flooring and a Daikin mini-split HVAC for year-round comfort.
The fenced backyard backs up to a wooded walking path, bike trail, and golf-cart path—no rear neighbors. Spruce Creek South is one of the few nearby communities that allows a chain-link fence in the backyard, making it ideal for your furry friends, and this house does have an ample fenced in back yard.
Community highlights:
24-hour gated community with security guard on premises.
Golf-cart access across Hwy 441 to shops and services.
On-site 18-hole golf course with The Links restaurant and a Pro-Shop.
Fitness center, heated pool & hot tub.
His-and-hers saunas with separate showers.
Billiards, library, card rooms, event center, Club house Kitchen for special events.
Pickleball, tennis, bocce, organized sports & group classes.
Softball field hosting inter-community competitions
Additional features include recycling bins and a gated auxiliary parking area (space permitting) where you can rent small, medium, or large open slips for an RV, trailer, or extra vehicle at a very reasonable cost. The community manager’s office is conveniently located in the clubhouse.
This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee that includes trash pickup and use of common areas.
Call today to schedule a private showing or request a virtual tour.
Features
- Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 88 x 95
- Laundry: Inside
- Year Built: 1994
- Garage: 2-car Driveway
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,450
- Acreage: 0.19
- Lot Size: 88 x 95
- Est. Taxes: $3,680
- HOA Fee: $180 Monthly
- Lot Desc: Cleared
- View: Trees/Woods
- Adult Communities: Yes
- Elem. School: Belleview Elementary School
- Middle School: Belleview Middle School
- High School: Belleview High School
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: G5109000
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/G5109000/10683se174thloop_summerfield_fl?source=qrflyer
Listing courtesy of RE/MAX PREMIER REALTY LADY LK Phone: 352-753-2029
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10683 SE 174TH LOOP, Summerfield, FL, 34491
$229,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $183,920 | $183,920 | $183,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $307 | $307 | $307 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,059 | $1,102 | $1,478 |
| Total Monthly Payment | $1,441 | $1,484 | $1,860 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388