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Welcome to this charming Cape-style home tucked away like a little cottage in the woods, offering privacy, comfort, and turnkey living in desirable Shelton. Perfect for a first-time homebuyer or anyone looking to downsize without sacrificing space or style, this home blends warmth and modern updates beautifully. The main level features an open-concept living area flowing seamlessly into a fully updated kitchen complete with stainless steel appliances, quartz countertops, and an eat-in breakfast bar-ideal for everyday living and casual entertaining. Sliders off the living room lead to an oversized deck overlooking Fall Mill River, where you'll enjoy peaceful views and exceptional privacy. Also on the first floor is a versatile room with a wood-burning fireplace, perfect as a bedroom, cozy den, home office, or dining space. Upstairs, you'll find two comfortable bedrooms and a half bath, accented by vinyl wood-look flooring for easy maintenance and style. Additional highlights include newer bathrooms and kitchen, newer appliances, propane heat and hot water, and a new furnace installed just one year ago, with all ductwork already in place for future central air. An unfinished walk-out basement offers laundry and ample storage, plus a shed conveniently located off the home for even more storage. Ideal for commuters, this home is just five minutes from the Merritt Parkway and I-95, and all of Shelton's amenities. This inviting home offers privacy, charm and modern comfort.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Vinyl Floor | Upper |
| Bedroom 2 | Wood Stove,Vinyl Floor | Main |
| Eat-In Kitchen | Quartz Counters,Eating Space,Vinyl Floor | Main |
| Full Bath | Whirlpool Tub,Tub w/Shower,Vinyl Floor | Main |
| Half Bath | Vinyl Floor | Upper |
| Living Room | Sliders,Vinyl Floor | Main |
| Primary Bedroom | Vinyl Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $251 | $251 | $251 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,607 | $1,696 | $2,263 |
| Total Monthly Payment | $1,933 | $2,022 | $2,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.