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Eager to get a jump on the 2026 Spring Market? Better get a move to a very special in-town offering. This early 20th century gambrel colonial, built in 1923 embraces its vintage charms and architectural detail with elan. Its ownership history shows an appreciation and sensitivity to its wood detail: original wood trim detail and moldings, plus hardwood flooring throughout. While owned just four short years, these owners picked up the renovation pace by adding all new Thermopane windows, vinyl- siding to house and large outbuilding. Please be mindful of the presence of video/audio devices inside and out of the home The renovation story for these savvy sellers does not stop there. Other significant improvements include remodeling both bathrooms and adding a brand-new kitchen! Most rooms have been repainted with new lighting added throughout. When purchased, the plan was always long-term residency. One special, unfinished project is the conversion of the former garage into an (ADU) additional dwelling unit, studio or possible in-law apartment all permitted in the MX zone. Last but not least is this home's location just steps away from Main Street Middletown and the Connecticut River, boardwalk and Tate's. This proximity to the river and the promise of the riverfront recapture, already begun to connect all citizens to easier access to the river and surrounds.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.0 x 13.5 | Upper |
| Bedroom 2 | Hardwood Floor | 13.0 x 9.0 | Upper |
| Dining Room | Built-In Hutch,Patio/Terrace,Sliders,Hardwood Floor | 13.0 x 11.0 | Main |
| Half Bath | Remodeled,Tile Floor | Main | |
| Kitchen | Remodeled,Half Bath,Hardwood Floor | 13.0 x 8.0 | Main |
| Living Room | Book Shelves,Fireplace | 13.0 x 20.0 | Main |
| Primary Bath | Remodeled,Tile Floor | Upper | |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | 13.0 x 12.8 | Upper |
| Sun Room | Tile Floor | 11.0 x 8.0 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $307,200 | $307,200 | $307,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.557% | 5.920% |
| Monthly Tax Payment | $610 | $610 | $610 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,842 | $1,917 | $2,531 |
| Total Monthly Payment | $2,527 | $2,602 | $3,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.