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This center hall ranch blends sun-filled living spaces, thoughtful updates & a very special neighborhood setting - creating a home that truly stands out. The living room welcomes you with a southern facing picture window & a wood burning fireplace. The dining room includes built-ins flanking the window adding both charm & functionality. You will appreciate the dedicated home office-or a flexible space that can be tailored to your needs-that leads to a cozy, enclosed porch. This inviting space is perfect for morning coffee, quiet reading or simply unwinding while enjoying views of the outdoors. The beautifully remodeled kitchen has white cabinetry, a stylish backsplash, granite countertops, a large center island & stainless steel appliances. Additionally, there are three comfortable bedrooms & two remodeled full bathrooms, including a spacious primary suite with an ensuite bath. The lower level expands your living space with a home office & a recording studio-ideal for remote work, creative pursuits, or hobbies. You'll also find extensive storage & generous open space well suited for a workshop, exercise area or future customization. Additional particulars include hardwood flooring, roof-2020, gas boiler/hot water heater-2025, 2 car garage & a walkup attic that provides excellent expansion potential. A lovely three-season patio offers an inviting space for outdoor dining or gathering with friends. Ox Yoke is a special neighborhood, known for its annual block party, impromptu get togethers & they even have their own Facebook page. The location is exceptional-just a short walk to Mill Woods Park, a fabulous 122 acre town park, close to shopping & restaurants yet tucked away on a quiet, double cul-de-sac street. See this fabulous home today!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 14.0 x 11.0 | Main |
| Bedroom 2 | Hardwood Floor | 12.0 x 10.0 | Main |
| Dining Room | Built-Ins,Hardwood Floor | 12.0 x 12.0 | Main |
| Kitchen | Remodeled,Granite Counters,Island | 16.0 x 12.0 | Main |
| Living Room | Built-Ins,Fireplace,Hardwood Floor | 20.0 x 14.0 | Main |
| Office | Hardwood Floor | 13.0 x 11.0 | Main |
| Primary Bedroom | Full Bath,Hardwood Floor | 16.0 x 13.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.557% | 5.920% |
| Monthly Tax Payment | $714 | $714 | $714 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,206 | $2,295 | $3,031 |
| Total Monthly Payment | $2,995 | $3,084 | $3,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.