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Welcome to this beautiful and well-maintained Cape located in the highly desirable South Huntington School District. This charming home offers 4 spacious bedrooms and 1 full bathroom, providing plenty of space for comfortable living. The first floor features a bright and inviting living room, an eat-in kitchen, one full bathroom, and two generously sized bedrooms. Upstairs, the second floor offers two additional spacious bedrooms, perfect for guests, or a home office setup. This home also features a full unfinished basement with an outside entrance, offering endless possibilities for storage, recreation space, or future finishing potential. Additional highlights include beautiful hardwood floors throughout both levels, a 1-car garage, and a spacious driveway providing ample parking. Large backyard that is perfect for entertaining, relaxing, or hosting gatherings. Conveniently located near major transportation and roadways including the Northern State Parkway, Southern State Parkway, and the Long Island Expressway, making commuting a breeze. You’ll also enjoy close proximity to the train station, shopping centers, restaurants, and everyday amenities. With newer roof, siding, and numerous updates throughout, this home is a fantastic opportunity in a prime location. This one will not last long!
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Our Executive Mortgage Banker:
$629,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,999 | $503,999 | $503,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $1,068 | $1,068 | $1,068 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,901 | $3,227 | $4,185 |
| Total Monthly Payment | $4,061 | $4,387 | $5,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.