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This charming one-story villa, located in the desirable Cresthaven community, offers a versatile layout and modern updates in the heart of West Palm Beach. The interior features a flexible floor plan currently configured so that the 2nd bedroom can be enclosed for a true 2 bedroom property, while the additional den can easily be converted into a third bedroom to suit your needs. The primary bathroom provides a high-tech retreat that is bluetooth ready and features integrated mood lighting, complemented by stylish ambient lighting above the kitchen cabinets. With a great offer, the seller will replace the kitchen appliances with stainless steel. Significant practical updates include a 2014 air conditioning system and a brand-new 2026 water heater, while the property also includes a dedicated laundry room that doubles as a workshop. Residents will enjoy the massive enclosed patio, which features screens and double-pane windows that can be closed for year-round comfort, as well as a dedicated barbecue area for entertaining. The home comes with two assigned parking spots directly in front of the unit, plus ample guest parking nearby. This property is situated in an area that allows for Section 3, located near major local landmarks like Okeeheelee Park and the Palm Beach International Airport, with world-class beaches just a short drive away. Please note that no pets are allowed.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $68 | $68 | $68 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $961 | $985 | $1,295 |
| Total Monthly Payment | $1,104 | $1,128 | $1,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.