55 Carolina Street, Charleston, SC, 29403 | $1,425,000

Tucked along one of the Westside's most charming streets, 55 Carolina Street is a 1930 classic thoughtfully restored for modern living. This three-bedroom, two-and-a-half-bath home blends historic character with true peace-of-mind updates -- offering the rare combination of soul and systems that are entirely move-in ready. Behind its timeless facade, you'll find original heart pine floors, preserved trim, and a gracious piazza with a traditional hospitality door -- a nod to Charleston's welcoming past. Inside, the home has been comprehensively updated with all new plumbing and electrical, new double-pane windows, a metal roof, new bathrooms, and a beautifully renovated kitchen. A spacious new screened porch extends the living area outdoors, overlooking a fenced backyard perfect forentertaining, pets, or gardening. Southern exposure fills the home with bright natural light throughout the day, highlighting the tasteful, understated finishes that complement its historic details. Additional features include off-street parking and the benefit of no flood insurance required -- a notable advantage in this location. Situated in the heart of Charleston's vibrant Westside, you're just blocks from neighborhood favorites like Melfi's, Little Jack's Tavern, Leon's Oyster Shop, Tutti Pizza, Welton's Tiny Bakeshop, and Graft Wine Shop -- making dinner plans delightfully easy.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Charleston Single
  • Development: 52 - Peninsula Charleston Outside of Crosstown
  • Year Built: 1930
  • Heating: Electric, Forced Air
  • Cooling: Central Air
  • Approx Sq. Feet: 1,921
  • Acreage: 0.07
  • Lot Desc: Level
  • Elem. School: Mitchell
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 26005912
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /eprop/26005912/55carolinastreet_charleston_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Smith Spencer Real Estate

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi Mejia, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

55 Carolina Street, Charleston, SC, 29403

$1,425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,140,000 $1,140,000 $1,140,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.202% 6.121% 6.011%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,562 $6,835 $9,467
Total Monthly Payment $6,687 $6,960 $9,592

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.