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Set on a generous . 70-acre lot, this 2-bedroom, 2-full bath home offers 1, 215 square feet of opportunity in a convenient Southington / Plantsville location. Built in 1930, the property blends classic character with solid fundamentals, move-in ready today with plenty of room to update and build equity over time. The functional layout features comfortable living space, two well-proportioned bedrooms (both on the second floor), two full baths, and a main floor office/bonus room making it ideal for first-time buyers, investors, or anyone looking to personalize a home to their taste. Natural light fills the interior, and the home's manageable footprint offers efficient living without sacrificing comfort. One of the standout features is the oversized detached two-car garage, perfect for car enthusiasts, hobbyists, contractors, or anyone in need of serious storage or workshop space. The expansive yard provides room to garden or entertain. Conveniently located near shopping, dining, schools, and major highways, this property offers both accessibility and space. Whether you're looking to renovate, invest, or settle into a home you can make your own, 791 Prospect Street delivers value, flexibility, and long-term potential. Home is being sold AS-IS. The seller of 791 Prospect Street in Southington has asked that all interested parties submit their highest and best offers by Monday the 30th at 5: 00 PM. The seller reserves the right to accept an offer at any time prior to the deadline. Please reach out with any questions.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 11.0 x 15.0 | Upper |
| Dining Room | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Main |
| Eat-In Kitchen | Remodeled,Granite Counters,Eating Space,Sliders,Engineered Wood Floor | 13.0 x 13.0 | Main |
| Living Room | Ceiling Fan,Hardwood Floor | 12.0 x 15.0 | Main |
| Office | Ceiling Fan,Hardwood Floor | 10.0 x 10.0 | Main |
| Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | 15.0 x 15.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $448 | $448 | $448 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,798 | $1,896 | $2,482 |
| Total Monthly Payment | $2,321 | $2,419 | $3,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.