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Located on the desirable Beaufort County side of Sun City Hilton Head, this Camellia model offers the benefit of lower property taxes while delivering the lifestyle so many buyers are looking for. This thoughtfully designed home features the popular open-concept layout that makes the Camellia a standout. The spacious great room flows seamlessly into the kitchen and dining area, creating an ideal setting for both everyday living and entertaining. Large windows bring in natural light, giving the home a bright, welcoming feel throughout. The kitchen is positioned at the heart of the home, offering generous counter space, ample cabinetry, and easy connection to the main living areas. The primary suite provides a comfortable retreat with a well-sized bedroom, walk-in closet, and private bath. Guest accommodations are thoughtfully separated, offering privacy for visiting family and friends. Flexible space allows for a home office, hobby room, or additional sitting area depending on your needs. A notable upgrade is the optional 4-foot garage extension, providing additional depth and flexibility for storage, a golf cart, workshop area, or hobby space-something many homeowners appreciate for both practicality and convenience. Outdoor living is just as inviting, with space to relax and enjoy the Lowcountry climate year-round. Whether sipping morning coffee or hosting an evening gathering, this home is designed to take full advantage of indoor-outdoor living. Beyond the home itself, residents enjoy access to Sun City's unmatched amenities, including championship golf courses, resort-style pools, fitness centers, tennis and pickleball courts, walking trails, social clubs, and a vibrant calendar of activities. This active adult community offers the perfect balance of recreation, connection, and convenience, all just minutes from shopping, dining, healthcare, and the charm of Bluffton and Hilton Head Island. A well-positioned Camellia in Beaufort County is a smart move-combining value, lifestyle, and one of the most sought-after communities in the Lowcountry.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,866 | $1,941 | $2,563 |
| Total Monthly Payment | $1,941 | $2,016 | $2,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.