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Welcome to one of the most sought-after addresses in Sun City Hilton Head, where vibrant 55+ living, resort-style amenities, and a true sense of community come together. Tucked away on a quiet corner cul-de-sac near the rear gate, this charming Bluffton Cottage model offers the ideal blend of comfort, functionality, and thoughtful upgrades. Whether you're looking to retire in style, stay active, or simply enjoy a low-maintenance lifestyle, this home delivers exactly what today's buyers are searching for. Inside, the open-concept layout is filled with natural light and designed for easy everyday living and entertaining. The spacious Carolina Room provides the perfect place to relax with a book or host guests, while the cozy fireplace anchors the main living space and adds warmth and character. A welcoming front porch sets the tone for classic Lowcountry living. The flexible floor plan includes three bedrooms or the option to use the third as a home office or hobby space, making it ideal for modern lifestyles. The split-bedroom design ensures privacy, with a generously sized primary suite featuring an ensuite bath and walk-in closet. What truly sets this home apart is the impressive list of upgrades and features woven throughout. The expanded three-car garage, complete with an added third bay, provides exceptional space for vehicles, storage, or even a golf cart, and is enhanced by a clean, durable epoxy-coated floor. Curb appeal is elevated with a beautifully finished paver driveway, while inside, detailed moldings add a touch of elegance. Plantation shutters on many windows bring both style and functionality, and a Culligan water system enhances everyday living. The home also includes a separate irrigation meter for more efficient lawn care, along with a newer hot water heater and dishwasher for peace of mind. A newer washer, dryer, and garbage disposal are already in place, making this home truly move-in ready. Living in Sun City Hilton Head means more than just owning a home-it's about embracing an active, social lifestyle. With access to championship golf courses, resort-style pools, fitness centers, tennis and pickleball courts, scenic walking trails, and countless clubs and activities, it's easy to see why this community remains one of the most popular destinations for active adults in the country. This is your opportunity to enjoy the best of Lowcountry living in a home that combines comfort, upgrades, and an unbeatable community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,563 | $2,670 | $3,526 |
| Total Monthly Payment | $2,655 | $2,762 | $3,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.