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GORGEOUS 2, 449 square foot colonial in Warwick's Stony Creek neighborhood, built in 1998, and backing up to 49 uninterrupted acres that serve as a protected Audubon bird sanctuary owned by the county (will never be developed) . . . Classic country porch -- what curb appeal! . . . Spacious layout, gleaming hardwood floors throughout, 4 bedrooms, 2 1/2 baths, and a finished walk-out basement . . . Open kitchen (with oak cabinets and NEW appliances) perfect for entertaining, and also offering breathtaking views and an oversized patio . . . Living room features wood-burning stove . . . Formal dining room, but also eat-in kitchen, as well as kitchen island seating . . . A den/office with lots of windows, and direct access to the 2-car garage, compliment the main floor . . . Upstairs features a primary en suite complete with two walk-in closets, along with a primary bathroom updated just 5 years ago, and with radiant heat, a dual vanity, soaking tub and stand-up shower . . . 3 other bedrooms (including one as big as the primary), a full bath off hallway (with skylight), and a laundry closet with washer/dryer, are also found upstairs . . . In the lower level is a finished family room with direct walk-out access to the patio and hot tub . . . Large & level backyard . . . Sit on the the back patio, or soak in the hot tub on the patio below, while watching the sun set behind the dramatic mountains (which includes the regarded Mt. Adam & Mt. Eve) . . . NEW well pump (2026), central air conditioning (2025), water pressure tank (2025) . . . WHOLE HOUSE GENERATOR with automatic switchover . . . Maple trim throughout home . . . It doesn't get more country and bucolic than this, yet a great commuter location, and within minutes to all the magnificent things the beautiful Warwick Valley has to offer -- restaurants, shopping, entertainment, Farmer's Markets, wineries, breweries, cideries, hiking, biking, cycling, skiing, boating, kayaking, parks, walking trails, and so much more!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$724,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $579,200 | $579,200 | $579,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $1,344 | $1,344 | $1,344 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,334 | $3,519 | $4,694 |
| Total Monthly Payment | $4,770 | $4,955 | $6,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.