342 4TH Street N, Jacksonville Beach, FL, 32250 | $699,000

Coastal 3 Bedroom Townhome in Jacksonville Beach -- Ideal for Full Time Living, Second Home, or Airbnb Investment
Live the ultimate beach lifestyle in this beautifully designed 3 bedroom, 3. 5 bathroom townhome located just steps from the sand in Jacksonville Beach. Perfectly positioned for buyers searching for a beach home that works as a primary residence, vacation retreat, or income producing Airbnb property, this home delivers flexibility, walkability, and strong investment appeal.
Less than five minutes to the beach, this location makes daily ocean walks, sunset strolls, and coastal living effortless. Enjoy being within walking distance to popular restaurants, cafés, boutiques, and entertainment while still having a private retreat to come home to.
Inside, the open concept living space is filled with natural light and designed for both everyday comfort and entertaining. The kitchen flows seamlessly into the dining and living areas, creating a welcoming space ideal for hosting guests or relaxing after a day at the beach. Upstairs, the spacious primary suite offers a peaceful escape complete with ocean breezes and a private balcony perfect for morning coffee. The ensuite bathroom and generous walk in closet provide both comfort and functionality. Two additional bedrooms offer flexibility for guests, family, or rental occupancy. This property has proven success as an Airbnb and offers immediate income potential. With furnishings available, buyers can step into a turnkey short term rental or enjoy it as a second home with rental flexibility when not in use. The seller also offers long term rental potential at $4, 500 per month, making this a versatile opportunity for investors and lifestyle buyers alike. Whether you're looking for a full time coastal home, a second home near the ocean, or a Jacksonville Beach Airbnb investment, this townhome checks every box with location, layout, and income potential. Don't miss the opportunity to own a beach property that offers lifestyle and financial upside in one of Northeast Florida's most desirable coastal communities. Serving buyers relocating to Jacksonville Beach.

Features

  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Upper Level
  • Year Built: 2019
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,876
  • Acreage: 0.07
  • Est. Taxes: $8,743
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2072884
  • Days on Market: 60 days
  • Website: https://www.raveis.com
    /prop/2072884/3424thstreetn_jacksonvillebeach_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

342 4TH Street N, Jacksonville Beach, FL, 32250

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.398% 5.710%
Monthly Tax Payment $729 $729 $729
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,308 $3,443 $4,566
Total Monthly Payment $4,129 $4,264 $5,387

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.