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WELCOME. . . your beautiful home awaits. This home has such inviting curb appeal with all the mature trees and bushes already in place giving you privacy to enjoy your yard. As you walk up the sidewalk to the rocking chair front porch you will feel welcomed entering your home. Step inside and visualize your family making all their sweet memories here. The living room has double windows to bring in sunshine to brighten the day. The beautiful brick fireplace is a great place to cozy up and relax while wrapping up your day or enjoying during the cold winter months. Off the living room is a dining room for all the meals you will be sharing with family and friends. As you walk into the, heart of the home, eat-in kitchen, with a bay window, you will notice you have plenty of space for all the cooking and hanging out. And after making cooking mess memories with the kids the laundry room is right there to make the clean up a smooth process. Up the stairway you have all three bedrooms making it easy to keep an eye on everyone throughout the night. The large Primary Bedroom has a huge walk-in closet with built-in shelving. The Primary Bath has his/her sinks and a tub/shower combo as well as built-in shelves for your linens and storage. The other two bedrooms are the perfect size for the kids or use as an office. There is also a 2nd full bath in the upstairs hallway. As you walk through this home you will notice the hardwood floors in the foyer, living room and dining room. The kitchen has nice tile floors but let's not leave out the sturdy wood cabinets (real wood cabinets are hard to find nowadays). The screened-in porch is a great place to have some quiet time. Also, we can't leave out that there are pecan trees, azaleas, gardenias, crepe myrtle and a cherry tree for your enjoyment while outdoors. This home is waiting for its new family. . . so what are YOU waiting for???
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 10x12 | Upper |
| Bedroom3 | 10x12 | Upper |
| DiningRoom | 12x10 | Main |
| Kitchen | 14x18 | Main |
| Laundry | 6x6 | Main |
| LivingRoom | 14x18 | Main |
| PrimaryBedroom | 14x12 | Upper |
| ScreenedPorch | 12x10 | Main |
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Our Executive Mortgage Banker:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $111 | $111 | $111 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,746 | $2,286 |
| Total Monthly Payment | $1,841 | $1,931 | $2,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.