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Beautiful 3-bedroom, 2-bath lakefront villa located in the highly desirable community of Palm Isles West! This light, bright, and airy home features vaulted ceilings and a skylight that fills the spacious open living area with natural light. The eat-in kitchen offers plenty of room for casual dining and entertaining. Enjoy peace of mind with a 2022 roof, 2023 A/C and water heater, plus full hurricane protection. The 2-car garage provides ample storage and convenience. Relax on the screened-in patio overlooking serene lake views -- the perfect spot for morning coffee or evening sunsets. Ideally situated at the end of the street and directly across from the community pool -- it's like having your own private pool without the maintenance! Palm Isles West is part of the highly sought-after Palm Isles community, known for its active, resort-style living. The newly renovated Palm Isles Clubhouse is nearing completion, with a grand reopening planned for Spring 2026. The upgraded facility will feature a beautiful theatre for movies and live entertainment, card rooms and billiards for social games, a yoga and Pilates studio, a fully equipped fitness center, and a spacious ballroom for events and gatherings. Residents also enjoy access to both indoor and outdoor pools, tennis and pickleball courts, scenic walking paths, and a wide variety of clubs and social activities that make it easy to stay active, connected, and entertained.
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$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $195 | $195 | $195 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,841 | $1,941 | $2,543 |
| Total Monthly Payment | $2,110 | $2,210 | $2,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.