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"Intracoastal & Sound View Lot in Haig Point - POA Only, Add Membership After You Build & Save on Fees "Looking for a private island lot with wide water views and no required club fees upfront? This homesite in Haig Point on Daufuskie Island offers unobstructed Intracoastal and Sound views in a secure, peaceful setting - and it is POA only. That means you purchase the lot without a club membership. Build your home first. Then choose your membership level after construction. This structure allows you to save on fees while you design and build - a major advantage inside Haig Point. You may build an elevated home up to 4, 500 square feet to maximize the water views and coastal breezes. No flood insurance is required. The lot sits close to the Beach Club and ferry dock, making access simple and convenient. Life here feels calm and protected. Morning light over the water. Golf carts under live oaks. Quiet evenings with sound views and steady coastal air. It's private island living without the pressure of immediate club dues. After your build, you can join and enjoy Haig Point amenities including 24/7 ferry service, a Rees Jones Signature golf course, tennis, pickleball, pools, fitness center, waterfront dining, and beach access. If you've been searching, "Find me a waterfront lot in Haig Point where I can build first and join later, " this is that opportunity. Build your vision. Control your timing. Save on fees.
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $980 | $1,005 | $1,322 |
| Total Monthly Payment | $1,055 | $1,080 | $1,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.