New York (Kips Bay), NY, 10010 | $499,000

South-Facing & Renovated on a Quiet Tree-Lined Block – Move-In Ready with Custom Bar and Wine Cooler Welcome to 305 East 24th Street, Apt 3S — a bright, south-facing one-bedroom tucked away on a peaceful, tree-lined block. Located in a full-service co-op, this move-in ready home offers great light and thoughtful upgrades. Oversized south-facing windows fill the apartment with natural sunlight throughout the day. Two HVAC co-gen heating and AC units provide year-round climate control. The separate kitchen offers generous cabinet space along with a dishwasher and microwave. The spacious living room easily accommodates both a seating and dining setup. Motorized solar shades and custom roller blinds from The Shade Store add convenience and a polished finish. A standout feature is the fully renovated open wood bar, complete with a built-in 46-bottle wine cooler — perfect for entertaining. The bedroom comfortably fits a queen-sized bed and is exceptionally quiet. The building is well maintained and features a 24-hour doorman and concierge, live-in superintendent, laundry room, bike storage, and additional storage. There's also an on-site garage available for rent. Conveniently located near public transportation, restaurants, cafes, and shopping, this home offers the best of both worlds — city access with a quiet residential feel. The apartment can also be offered furnished. Capital assessment: $83/month through 12/2026.

Features

  • Town: New York
  • Cooling: Other
  • Levels: 20
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Lot Size: 197.500000x180.000000
  • Laundry: Common On Floor,Common Area
  • Complex: New York Towers
  • Year Built: 1964
  • Common Charge: $1,634 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • Pet Policy: Building Yes,Cats OK,Dogs OK
  • Appliances: Dishwasher,Gas Cooktop
  • MLS#: RLS20064575
  • Days on Market: 189 days
  • Website: https://www.raveis.com
    /prop/RLS20064575/305e24thstreet_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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New York (Kips Bay), NY, 10010

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,426 $2,521 $3,315
Total Monthly Payment $2,501 $2,596 $3,390

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.